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Population
11,260
Median Income
$98,576
Home Value
$594,700
Area Type
Suburban
Verified Data

ZIP Code 08226

Ocean City, NJCape May County

Population

10,000 - 25,000

~11,260 residents

Median Income

$98,576

Household median

Home Value

$594,700

Median price

Area Type

Suburban

6.8 sq mi

Location

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Detailed Information

Demographics

Population Range:
10,000 - 25,000
Median Income:
$98,576
Classification:
Suburban

Housing Market

Median Value:
$594,700
Price Range:
$475,000 - $725,000
Land Area:
6.8 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Ocean City, NJ

➖ Stable
$1,054,184

Typical Home Value in 08226

Price Appreciation

1 Month
+0.79%
3 Months
+1.23%
6 Months
-0.35%
1 Year
+0.36%
5 Years
+47.60%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Stable market: Home values have remained relatively steady with +0.36% change over the past year.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

42.8%

Median Income

$98,576

vs state avg

71.1%

Median Home Value

$594,700

vs state avg

Population

11,260

Suburban

Quality of Life

76/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Ocean City?

Key insights about ZIP 08226 at a glance

Population

Population

11,260

Suburban community

Median Income

Median Income

$99k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$595k

20% vs national avg

Housing market

Affordability

Affordability

6.0

Price-to-income ratio

Your Day in Ocean City

Education in Ocean City, NJ
Morning: Schools & Learning

Start your day with quality education options in Ocean City

Shopping & Dining in Ocean City, NJ
Midday: Shopping & Dining

Explore local shops and restaurants in Ocean City

Parks & Recreation in Ocean City, NJ
Evening: Parks & Recreation

Unwind in green spaces and community areas in Ocean City

Quick Compare

See how this stacks up

Explore Ocean City, NJ

Visual guide to life in this area

Ocean City urban cityscape
Cityscape
Dining and entertainment in Ocean City
Lifestyle
Shopping areas in Ocean City
Shopping
Schools in Ocean City
Education
Healthcare facilities in Ocean City
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$98,576

Median Home Value
Property

Median Home Value

$594,700

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

6.0x

Education & Schools

Educational opportunities and demographics in 08226

Modern school building

Local Schools

Ocean City offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

2477

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Ocean City area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Ocean City offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 08226

Advantages

  • High median income at $98,576, well above state average
  • Suburban setting balances urban access and residential calm

Considerations

  • High cost of housing compared to state average
  • Housing affordability challenge with prices at 6.0x median income

Living in Ocean City, NJ 08226

Ocean City offers a unique lifestyle in the heart of NJ. This suburban community provides residents with a close-knit community feel.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 08226 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
11,260

11.3% of max (100,000)

Income Level
98,576

65.7% of max (150,000)

Housing Market
594,700

74.3% of max (800,000)

0

out of 100

Affordability

Below Average

22.52

out of 100

Community Size

Below Average

65.72

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Ocean City Amenities

Everything you need, right in your neighborhood

Schools in Ocean City, NJ

Schools

12+ locations

Healthcare in Ocean City, NJ

Healthcare

8+ locations

Shopping in Ocean City, NJ

Shopping

50+ locations

Parks in Ocean City, NJ

Parks

15+ locations

📈 Comparative Analysis

How Does Ocean City Stack Up?

See how ZIP 08226 compares to state and national averages

Income Comparison

This ZIP$99k
NJ Average+8%
National Average+12%

Home Value Comparison

This ZIP$595k
NJ Average+10%
National Average+15%

Ready to Explore More?

Compare Ocean City with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 08226 in Ocean City, NJ (Cape May) is a growing neighborhood with approximately 11,260 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $98,576, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$594,700

Premium Market

Est. Monthly Rent

$2,379

Typical 2-3BR

Market Overview

The housing market in ZIP 08226 is high-value properties in a desirable location. With a median home value of $594,700, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $2,379/month for a 2-3 bedroom home. Given the rental costs, buying may be a strong option for long-term residents looking to build equity.

Jobs & Income

Median Household Income

$98,576

Per Year

Job Market

Ocean City offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 08226 in Ocean City, NJ generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 08226, visit:

GreatSchools.org →

Is ZIP 08226 a Good Place to Live?

Whether ZIP code 08226 in Ocean City, NJ is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Strong economic stability
  • High-value, appreciating properties

Cons

  • May require commuting for work
  • Premium pricing may limit affordability

The Bottom Line

ZIP code 08226 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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