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Population
9,389
Median Income
$117,066
Home Value
$446,300
Area Type
Suburban
Verified Data

ZIP Code 10523

Elmsford, NYWestchester County

Population

5,000 - 10,000

~9,389 residents

Median Income

$117,066

Household median

Home Value

$446,300

Median price

Area Type

Suburban

3.6 sq mi

Location

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Detailed Information

Demographics

Population Range:
5,000 - 10,000
Median Income:
$117,066
Classification:
Suburban

Housing Market

Median Value:
$446,300
Price Range:
$350,000 - $525,000
Land Area:
3.6 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: New York-Newark-Jersey City, NY-NJ-PA

➖ Stable
$664,198

Typical Home Value in 10523

Price Appreciation

1 Month
+0.61%
3 Months
+1.48%
6 Months
+2.41%
1 Year
+4.06%
5 Years
+33.90%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

62.3%

Median Income

$117,066

vs state avg

7.9%

Median Home Value

$446,300

vs state avg

Population

9,389

Suburban

Quality of Life

84/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Elmsford?

Key insights about ZIP 10523 at a glance

Population

Population

9,389

Suburban community

Median Income

Median Income

$117k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$446k

20% vs national avg

Housing market

Affordability

Affordability

3.8

Price-to-income ratio

Your Day in Elmsford

Education in Elmsford, NY
Morning: Schools & Learning

Start your day with quality education options in Elmsford

Shopping & Dining in Elmsford, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Elmsford

Parks & Recreation in Elmsford, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Elmsford

Quick Compare

See how this stacks up

Explore Elmsford, NY

Visual guide to life in this area

Elmsford urban cityscape
Cityscape
Dining and entertainment in Elmsford
Lifestyle
Shopping areas in Elmsford
Shopping
Schools in Elmsford
Education
Healthcare facilities in Elmsford
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$117,066

Median Home Value
Property

Median Home Value

$446,300

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.8x

Education & Schools

Educational opportunities and demographics in 10523

Modern school building

Local Schools

Elmsford offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

2066

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Elmsford area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Elmsford offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 10523

Advantages

  • High median income at $117,066, well above state average
  • Suburban setting balances urban access and residential calm

Considerations

  • Limited demographic data available for detailed analysis

Living in Elmsford, NY 10523

Elmsford offers a unique lifestyle in the heart of NY. This suburban community provides residents with a close-knit community feel.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 10523 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
9,389

9.4% of max (100,000)

Income Level
117,066

78.0% of max (150,000)

Housing Market
446,300

55.8% of max (800,000)

23.75

out of 100

Affordability

Below Average

18.78

out of 100

Community Size

Below Average

78.04

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Elmsford Amenities

Everything you need, right in your neighborhood

Schools in Elmsford, NY

Schools

12+ locations

Healthcare in Elmsford, NY

Healthcare

8+ locations

Shopping in Elmsford, NY

Shopping

50+ locations

Parks in Elmsford, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Elmsford Stack Up?

See how ZIP 10523 compares to state and national averages

Income Comparison

This ZIP$117k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$446k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Elmsford with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 10523 in Elmsford, NY (Westchester) is a growing neighborhood with approximately 9,389 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $117,066, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$446,300

Above Average Market

Est. Monthly Rent

$1,785

Typical 2-3BR

Market Overview

The housing market in ZIP 10523 is competitive market with strong appreciation. With a median home value of $446,300, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $1,785/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$117,066

Per Year

Job Market

Elmsford offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 10523 in Elmsford, NY generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 10523, visit:

GreatSchools.org →

Is ZIP 10523 a Good Place to Live?

Whether ZIP code 10523 in Elmsford, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Strong economic stability
  • High-value, appreciating properties

Cons

  • May require commuting for work

The Bottom Line

ZIP code 10523 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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