Share:
Population
4,344
Median Income
$122,841
Home Value
$452,200
Area Type
Rural
Verified Data

ZIP Code 10524

Garrison, NYPutnam County

Population

1,000 - 5,000

~4,344 residents

Median Income

$122,841

Household median

Home Value

$452,200

Median price

Area Type

Rural

20.8 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$122,841
Classification:
Rural

Housing Market

Median Value:
$452,200
Price Range:
$350,000 - $550,000
Land Area:
20.8 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: New York-Newark-Jersey City, NY-NJ-PA

➖ Stable
$727,755

Typical Home Value in 10524

Price Appreciation

1 Month
+0.53%
3 Months
+1.83%
6 Months
+3.05%
1 Year
+2.70%
5 Years
+49.68%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

70.4%

Median Income

$122,841

vs state avg

9.3%

Median Home Value

$452,200

vs state avg

Population

4,344

Rural

Quality of Life

76/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Garrison?

Key insights about ZIP 10524 at a glance

Population

Population

4,344

Rural community

Median Income

Median Income

$123k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$452k

20% vs national avg

Housing market

Affordability

Affordability

3.7

Price-to-income ratio

Your Day in Garrison

Education in Garrison, NY
Morning: Schools & Learning

Start your day with quality education options in Garrison

Shopping & Dining in Garrison, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Garrison

Parks & Recreation in Garrison, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Garrison

Quick Compare

See how this stacks up

Explore Garrison, NY

Visual guide to life in this area

Garrison main street
Downtown
Natural beauty near Garrison
Nature
Outdoor activities in Garrison
Recreation
Schools in Garrison
Education
Healthcare facilities in Garrison
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$122,841

Median Home Value
Property

Median Home Value

$452,200

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.7x

Education & Schools

Educational opportunities and demographics in 10524

Modern school building

Local Schools

Garrison offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

956

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Garrison area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Garrison offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 10524

Advantages

  • High median income at $122,841, well above state average
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Garrison, NY 10524

Garrison offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 10524 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
4,344

4.3% of max (100,000)

Income Level
122,841

81.9% of max (150,000)

Housing Market
452,200

56.5% of max (800,000)

26.38

out of 100

Affordability

Below Average

8.69

out of 100

Community Size

Below Average

81.89

out of 100

Economic Strength

Excellent

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Garrison Amenities

Everything you need, right in your neighborhood

Schools in Garrison, NY

Schools

12+ locations

Healthcare in Garrison, NY

Healthcare

8+ locations

Shopping in Garrison, NY

Shopping

50+ locations

Parks in Garrison, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Garrison Stack Up?

See how ZIP 10524 compares to state and national averages

Income Comparison

This ZIP$123k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$452k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Garrison with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 10524 in Garrison, NY (Putnam) is a small community with approximately 4,344 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $122,841, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$452,200

Above Average Market

Est. Monthly Rent

$1,809

Typical 2-3BR

Market Overview

The housing market in ZIP 10524 is competitive market with strong appreciation. With a median home value of $452,200, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $1,809/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$122,841

Per Year

Job Market

Garrison offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 10524 in Garrison, NY generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 10524, visit:

GreatSchools.org →

Is ZIP 10524 a Good Place to Live?

Whether ZIP code 10524 in Garrison, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability
  • High-value, appreciating properties

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 10524 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

Loading recommendations...

Frequently Asked Questions

Stay Updated

Subscribe to receive ZIP code insights and housing market trends

Get weekly insights about ZIP codes, housing trends, and neighborhood data