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Population
4,446
Median Income
$119,803
Home Value
$368,200
Area Type
Rural
Verified Data

ZIP Code 10548

Montrose, NYWestchester County

Population

1,000 - 5,000

~4,446 residents

Median Income

$119,803

Household median

Home Value

$368,200

Median price

Area Type

Rural

2.1 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$119,803
Classification:
Rural

Housing Market

Median Value:
$368,200
Price Range:
$300,000 - $450,000
Land Area:
2.1 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: New York-Newark-Jersey City, NY-NJ-PA

➖ Stable
$584,203

Typical Home Value in 10548

Price Appreciation

1 Month
+0.11%
3 Months
-0.87%
6 Months
-0.12%
1 Year
+3.76%
5 Years
+32.04%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

66.1%

Median Income

$119,803

vs state avg

11.0%

Median Home Value

$368,200

vs state avg

Population

4,446

Rural

Quality of Life

76/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Montrose?

Key insights about ZIP 10548 at a glance

Population

Population

4,446

Rural community

Median Income

Median Income

$120k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$368k

20% vs national avg

Housing market

Affordability

Affordability

3.1

Price-to-income ratio

Your Day in Montrose

Education in Montrose, NY
Morning: Schools & Learning

Start your day with quality education options in Montrose

Shopping & Dining in Montrose, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Montrose

Parks & Recreation in Montrose, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Montrose

Quick Compare

See how this stacks up

Explore Montrose, NY

Visual guide to life in this area

Montrose main street
Downtown
Natural beauty near Montrose
Nature
Outdoor activities in Montrose
Recreation
Schools in Montrose
Education
Healthcare facilities in Montrose
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$119,803

Median Home Value
Property

Median Home Value

$368,200

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.1x

Education & Schools

Educational opportunities and demographics in 10548

Modern school building

Local Schools

Montrose offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

978

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Montrose area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Montrose offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 10548

Advantages

  • High median income at $119,803, well above state average
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Montrose, NY 10548

Montrose offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 10548 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
4,446

4.4% of max (100,000)

Income Level
119,803

79.9% of max (150,000)

Housing Market
368,200

46.0% of max (800,000)

38.53

out of 100

Affordability

Below Average

8.89

out of 100

Community Size

Below Average

79.87

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Montrose Amenities

Everything you need, right in your neighborhood

Schools in Montrose, NY

Schools

12+ locations

Healthcare in Montrose, NY

Healthcare

8+ locations

Shopping in Montrose, NY

Shopping

50+ locations

Parks in Montrose, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Montrose Stack Up?

See how ZIP 10548 compares to state and national averages

Income Comparison

This ZIP$120k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$368k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Montrose with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 10548 in Montrose, NY (Westchester) is a small community with approximately 4,446 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $119,803, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$368,200

Above Average Market

Est. Monthly Rent

$1,473

Typical 2-3BR

Market Overview

The housing market in ZIP 10548 is competitive market with strong appreciation. With a median home value of $368,200, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,473/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$119,803

Per Year

Job Market

Montrose offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 10548 in Montrose, NY generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 10548, visit:

GreatSchools.org →

Is ZIP 10548 a Good Place to Live?

Whether ZIP code 10548 in Montrose, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 10548 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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