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Population
51,853
Median Income
$81,158
Home Value
$226,600
Area Type
Urban
Verified Data

ZIP Code 10940

Middletown, NYOrange County

Population

50,000 - 100,000

~51,853 residents

Median Income

$81,158

Household median

Home Value

$226,600

Median price

Area Type

Urban

63.1 sq mi

Location

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Detailed Information

Demographics

Population Range:
50,000 - 100,000
Median Income:
$81,158
Classification:
Urban

Housing Market

Median Value:
$226,600
Price Range:
$175,000 - $275,000
Land Area:
63.1 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Poughkeepsie-Newburgh-Middletown, NY

➖ Stable
$389,545

Typical Home Value in 10940

Price Appreciation

1 Month
+0.41%
3 Months
+1.39%
6 Months
+1.87%
1 Year
+2.72%
5 Years
+54.98%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

12.6%

Median Income

$81,158

vs state avg

45.2%

Median Home Value

$226,600

vs state avg

Population

51,853

Urban

Quality of Life

85/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Middletown?

Key insights about ZIP 10940 at a glance

Population

Population

51,853

Urban community

Median Income

Median Income

$81k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$227k

5% vs national avg

Housing market

Affordability

Affordability

2.8

Price-to-income ratio

Your Day in Middletown

Education in Middletown, NY
Morning: Schools & Learning

Start your day with quality education options in Middletown

Shopping & Dining in Middletown, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Middletown

Parks & Recreation in Middletown, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Middletown

Quick Compare

See how this stacks up

Explore Middletown, NY

Visual guide to life in this area

Middletown urban cityscape
Cityscape
Dining and entertainment in Middletown
Lifestyle
Shopping areas in Middletown
Shopping
Schools in Middletown
Education
Healthcare facilities in Middletown
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$81,158

Median Home Value
Property

Median Home Value

$226,600

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.8x

Education & Schools

Educational opportunities and demographics in 10940

Modern school building

Local Schools

Middletown offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

11408

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Middletown area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Middletown offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 10940

Advantages

  • Affordable housing with median home value at $226,600
  • Urban location with easy access to services and entertainment
  • Strong affordability with home prices around 2.8x median income
  • Large, established community with diverse services

Considerations

  • Limited demographic data available for detailed analysis

Living in Middletown, NY 10940

Middletown offers a unique lifestyle in the heart of NY. This urban community provides residents with abundant amenities and services.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Mix of singles, young couples, and small families in apartments and condos.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 10940 by the Numbers

Interactive data visualizations for Urban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
51,853

51.9% of max (100,000)

Income Level
81,158

54.1% of max (150,000)

Housing Market
226,600

28.3% of max (800,000)

44.16

out of 100

Affordability

Fair

100

out of 100

Community Size

Excellent

54.11

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 25 minutes, typical for urban areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Middletown Amenities

Everything you need, right in your neighborhood

Schools in Middletown, NY

Schools

12+ locations

Healthcare in Middletown, NY

Healthcare

8+ locations

Shopping in Middletown, NY

Shopping

50+ locations

Parks in Middletown, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Middletown Stack Up?

See how ZIP 10940 compares to state and national averages

Income Comparison

This ZIP$81k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$227k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Middletown with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 10940 in Middletown, NY (Orange) is a major urban center with approximately 51,853 residents. The area is classified as urban, offering a vibrant city lifestyle.

Income Demographics

The median household income is $81,158, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Urban ZIP codes like this typically attract young professionals and families seeking proximity to jobs and amenities.

Housing & Rent

Median Home Value

$226,600

Moderate Market

Est. Monthly Rent

$906

Typical 2-3BR

Market Overview

The housing market in ZIP 10940 is balanced pricing for various buyers. With a median home value of $226,600, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $906/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$81,158

Per Year

Job Market

Middletown offers a strong job market with opportunities primarily in tech, finance, healthcare, and professional services. The urban setting provides access to major employers and diverse career paths.

Commute & Transportation

Average commute times in this area are approximately 20-30 minutes. Public transportation options are typically available, including buses and metro systems.

Schools Overview

School Quality

ZIP code 10940 in Middletown, NY generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Urban areas often provide specialized programs, magnet schools, and diverse educational resources.

Check School Ratings

For detailed school ratings and reviews in ZIP 10940, visit:

GreatSchools.org →

Is ZIP 10940 a Good Place to Live?

Whether ZIP code 10940 in Middletown, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Access to jobs, amenities, and entertainment
  • Strong economic stability
  • Affordable housing options

Cons

  • Higher cost of living and noise

The Bottom Line

ZIP code 10940 is ideal for those who thrive in dynamic, fast-paced environments with easy access to culture and career opportunities. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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