Population
5,000 - 10,000
~8,651 residents
Median Income
$127,825
Household median
Home Value
$417,400
Median price
Area Type
Suburban
4.8 sq mi
Location
Detailed Information
Demographics
- Population Range:
- 5,000 - 10,000
- Median Income:
- $127,825
- Classification:
- Suburban
Housing Market
- Median Value:
- $417,400
- Price Range:
- $325,000 - $500,000
- Land Area:
- 4.8 sq mi
Data Quality: 100%
ExcellentData from US Census Bureau 2023 • US Census Bureau
Zillow Home Value Index
Real-time market data powered by Zillow • Updated October 2025
Metro Area: New York-Newark-Jersey City, NY-NJ-PA
Typical Home Value in 10989
Price Appreciation
Historical Price Trend
Historical home values show market trends over time. Values are smoothed and seasonally adjusted.
Investment Insight
Declining values: Home values decreased by -1.45% over the past year, which may present buying opportunities.
💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.
Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.
Median Income
$127,825
vs state avg
Median Home Value
$417,400
vs state avg
Population
8,651
Suburban
Quality of Life
84/100
Excellent
What's It Like to Live in Valley Cottage?
Key insights about ZIP 10989 at a glance
Population
8,651
Suburban community
Median Income
$128k
Household earnings
Median Home Value
$417k
Housing market
Affordability
3.3
Price-to-income ratio
Your Day in Valley Cottage
Start your day with quality education options in Valley Cottage
Explore local shops and restaurants in Valley Cottage
Unwind in green spaces and community areas in Valley Cottage
Quick Compare
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Explore Valley Cottage, NY
Visual guide to life in this area
Economy & Employment
Job market and economic indicators
Median Household Income
$127,825
Median Home Value
$417,400
Home-to-Income Ratio
3.3x
Education & Schools
Educational opportunities and demographics in 10989
Local Schools
Valley Cottage offers diverse educational opportunities for all ages
85%
Estimated graduates
1903
School-age residents
School Quality
Above Average
Based on area demographics
Healthcare & Wellness
Medical facilities and health resources in your area
Quality Healthcare Access
Valley Cottage area has multiple medical facilities serving the community
5-10
Healthcare facilities nearby
< 5mi
Average distance to hospital
Parks & Recreation
Outdoor spaces and recreational activities
Community Parks
Multiple green spaces and recreational facilities for families
Parks
3-5 nearby
Sports
Fields & courts
Trails
Walking paths
Events
Community gatherings
Shopping & Dining
Retail, restaurants, and local businesses
Local Shopping
Valley Cottage offers diverse shopping and dining experiences
Restaurants
20+ dining options
Retail Stores
Major & local shops
Cafes & More
Local favorites
Pros & Cons of Living in ZIP 10989
Advantages
- High median income at $127,825, well above state average
- Suburban setting balances urban access and residential calm
Considerations
- Limited demographic data available for detailed analysis
Living in Valley Cottage, NY 10989
Valley Cottage offers a unique lifestyle in the heart of NY. This suburban community provides residents with a close-knit community feel.
Suburban Lifestyle
Mix of residential calm and accessibility to urban amenities.
Family-Oriented
Good balance of schools, parks, and community services.
Upscale Amenities
Higher-end restaurants, boutiques, and services available.
Community Feel
Active neighborhood associations and local events.
Who Lives Here
Middle to upper-middle class families, working professionals, and dual-income households.
Lifestyle & Activities
Suburban residents seeking balance between community feel and access to urban conveniences.
Household Composition
Predominantly families with children, along with empty nesters and some young professionals.
What's Life Like Here? (AI Insights)
Data & Demographics
Demographic Distribution
Age Distribution
Education Levels
ZIP 10989 by the Numbers
Interactive data visualizations for Suburban living
Total Population
0
Median Income
$0
Home Value
$0
Quality Score
0/100
Comparative Metrics
8.7% of max (100,000)
85.2% of max (150,000)
52.2% of max (800,000)
34.69
out of 100
Affordability
17.30
out of 100
Community Size
85.22
out of 100
Economic Strength
Transportation & Commute
Average commute time is approximately 30 minutes, typical for suburban areas.
Distance to Major Cities
New York City
10-50 miles
30-90 min
drive time
Buffalo
20-80 miles
40-100 min
drive time
Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.
Weather & Climate
Climate Type
Humid continental
Seasonal Pattern
Cold, snowy winters and warm, humid summers with four distinct seasons
Weather Highlights
- Beautiful fall foliage
- Snowy winters ideal for winter sports
- Warm, pleasant summers
Discover Valley Cottage Amenities
Everything you need, right in your neighborhood
Schools
12+ locations
Healthcare
8+ locations
Shopping
50+ locations
Parks
15+ locations
How Does Valley Cottage Stack Up?
See how ZIP 10989 compares to state and national averages
Income Comparison
Home Value Comparison
Ready to Explore More?
Compare Valley Cottage with other areas or find your perfect ZIP code match
Living Here: Pros & Cons (AI Analysis)
Who Lives Here?
Community Profile
ZIP code 10989 in Valley Cottage, NY (Rockland) is a growing neighborhood with approximately 8,651 residents. The area is classified as suburban, offering a balance of convenience and space.
Income Demographics
The median household income is $127,825, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.
Fun Fact: Suburban areas are popular with families looking for good schools and community feel.
Housing & Rent
Median Home Value
$417,400
Above Average Market
Est. Monthly Rent
$1,670
Typical 2-3BR
Market Overview
The housing market in ZIP 10989 is competitive market with strong appreciation. With a median home value of $417,400, this area represents a premium investment in a sought-after location.
Rent vs Buy
Renting in this ZIP code typically costs around $1,670/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.
Jobs & Income
Median Household Income
$127,825
Per Year
Job Market
Valley Cottage offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.
Commute & Transportation
Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.
Schools Overview
School Quality
ZIP code 10989 in Valley Cottage, NY generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.
Education Options
Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.
Is ZIP 10989 a Good Place to Live?
Whether ZIP code 10989 in Valley Cottage, NY is right for you depends on your priorities. Here's a balanced look:
Pros
- ✓Balance of space and convenience
- ✓Strong economic stability
- ✓High-value, appreciating properties
Cons
- ⚠May require commuting for work
The Bottom Line
ZIP code 10989 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.
Frequently Asked Questions
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