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Population
4,083
Median Income
$86,650
Home Value
$263,800
Area Type
Rural
Verified Data

ZIP Code 12037

Chatham, NYColumbia County

Population

1,000 - 5,000

~4,083 residents

Median Income

$86,650

Household median

Home Value

$263,800

Median price

Area Type

Rural

36.2 sq mi

Location

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Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$86,650
Classification:
Rural

Housing Market

Median Value:
$263,800
Price Range:
$200,000 - $325,000
Land Area:
36.2 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Hudson, NY

➖ Stable
$486,301

Typical Home Value in 12037

Price Appreciation

1 Month
+0.13%
3 Months
+1.34%
6 Months
+3.03%
1 Year
+2.68%
5 Years
+63.83%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

20.2%

Median Income

$86,650

vs state avg

36.2%

Median Home Value

$263,800

vs state avg

Population

4,083

Rural

Quality of Life

74/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Chatham?

Key insights about ZIP 12037 at a glance

Population

Population

4,083

Rural community

Median Income

Median Income

$87k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$264k

5% vs national avg

Housing market

Affordability

Affordability

3.0

Price-to-income ratio

Your Day in Chatham

Education in Chatham, NY
Morning: Schools & Learning

Start your day with quality education options in Chatham

Shopping & Dining in Chatham, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Chatham

Parks & Recreation in Chatham, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Chatham

Quick Compare

See how this stacks up

Explore Chatham, NY

Visual guide to life in this area

Chatham main street
Downtown
Natural beauty near Chatham
Nature
Outdoor activities in Chatham
Recreation
Schools in Chatham
Education
Healthcare facilities in Chatham
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$86,650

Median Home Value
Property

Median Home Value

$263,800

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.0x

Education & Schools

Educational opportunities and demographics in 12037

Modern school building

Local Schools

Chatham offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

898

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Chatham area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Chatham offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 12037

Advantages

  • High median income at $86,650, well above state average
  • Affordable housing with median home value at $263,800
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Chatham, NY 12037

Chatham offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 12037 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
4,083

4.1% of max (100,000)

Income Level
86,650

57.8% of max (150,000)

Housing Market
263,800

33.0% of max (800,000)

39.11

out of 100

Affordability

Below Average

8.17

out of 100

Community Size

Below Average

57.77

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Chatham Amenities

Everything you need, right in your neighborhood

Schools in Chatham, NY

Schools

12+ locations

Healthcare in Chatham, NY

Healthcare

8+ locations

Shopping in Chatham, NY

Shopping

50+ locations

Parks in Chatham, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Chatham Stack Up?

See how ZIP 12037 compares to state and national averages

Income Comparison

This ZIP$87k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$264k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Chatham with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 12037 in Chatham, NY (Columbia) is a small community with approximately 4,083 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $86,650, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$263,800

Moderate Market

Est. Monthly Rent

$1,055

Typical 2-3BR

Market Overview

The housing market in ZIP 12037 is balanced pricing for various buyers. With a median home value of $263,800, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,055/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$86,650

Per Year

Job Market

Chatham offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 12037 in Chatham, NY generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 12037, visit:

GreatSchools.org →

Is ZIP 12037 a Good Place to Live?

Whether ZIP code 12037 in Chatham, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 12037 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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