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Population
3,585
Median Income
$52,500
Home Value
$140,600
Area Type
Rural
Verified Data

ZIP Code 12122

Middleburgh, NYSchoharie County

Population

1,000 - 5,000

~3,585 residents

Median Income

$52,500

Household median

Home Value

$140,600

Median price

Area Type

Rural

102.1 sq mi

Location

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Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$52,500
Classification:
Rural

Housing Market

Median Value:
$140,600
Price Range:
$100,000 - $175,000
Land Area:
102.1 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Albany-Schenectady-Troy, NY

➖ Stable
$225,780

Typical Home Value in 12122

Price Appreciation

1 Month
+0.07%
3 Months
+1.21%
6 Months
+3.32%
1 Year
+7.02%
5 Years
+49.94%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Strong appreciation: This ZIP code has seen +7.02% growth over the past year, outpacing many markets.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

27.2%

Median Income

$52,500

vs state avg

66.0%

Median Home Value

$140,600

vs state avg

Population

3,585

Rural

Quality of Life

71/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Middleburgh?

Key insights about ZIP 12122 at a glance

Population

Population

3,585

Rural community

Median Income

Median Income

$53k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$141k

5% vs national avg

Housing market

Affordability

Affordability

2.7

Price-to-income ratio

Your Day in Middleburgh

Education in Middleburgh, NY
Morning: Schools & Learning

Start your day with quality education options in Middleburgh

Shopping & Dining in Middleburgh, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Middleburgh

Parks & Recreation in Middleburgh, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Middleburgh

Quick Compare

See how this stacks up

Explore Middleburgh, NY

Visual guide to life in this area

Middleburgh main street
Downtown
Natural beauty near Middleburgh
Nature
Outdoor activities in Middleburgh
Recreation
Schools in Middleburgh
Education
Healthcare facilities in Middleburgh
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$52,500

Median Home Value
Property

Median Home Value

$140,600

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.7x

Education & Schools

Educational opportunities and demographics in 12122

Modern school building

Local Schools

Middleburgh offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

789

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Middleburgh area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Middleburgh offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 12122

Advantages

  • Affordable housing with median home value at $140,600
  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Strong affordability with home prices around 2.7x median income
  • Small, tight-knit community atmosphere

Considerations

  • Below-average median income compared to state
  • Limited access to urban amenities and services

Living in Middleburgh, NY 12122

Middleburgh offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 12122 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
3,585

3.6% of max (100,000)

Income Level
52,500

35.0% of max (150,000)

Housing Market
140,600

17.6% of max (800,000)

46.44

out of 100

Affordability

Fair

7.17

out of 100

Community Size

Below Average

35

out of 100

Economic Strength

Below Average

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Middleburgh Amenities

Everything you need, right in your neighborhood

Schools in Middleburgh, NY

Schools

12+ locations

Healthcare in Middleburgh, NY

Healthcare

8+ locations

Shopping in Middleburgh, NY

Shopping

50+ locations

Parks in Middleburgh, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Middleburgh Stack Up?

See how ZIP 12122 compares to state and national averages

Income Comparison

This ZIP$53k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$141k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Middleburgh with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 12122 in Middleburgh, NY (Schoharie) is a small community with approximately 3,585 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $52,500, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$140,600

Affordable Market

Est. Monthly Rent

$562

Typical 2-3BR

Market Overview

The housing market in ZIP 12122 is excellent for first-time buyers and investors. With a median home value of $140,600, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $562/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$52,500

Per Year

Job Market

Middleburgh offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 12122 in Middleburgh, NY generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 12122, visit:

GreatSchools.org →

Is ZIP 12122 a Good Place to Live?

Whether ZIP code 12122 in Middleburgh, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Affordable housing options

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 12122 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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