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Population
701
Median Income
$72,083
Home Value
$158,900
Area Type
Rural
Verified Data

ZIP Code 12187

Warnerville, NYSchoharie County

Population

Under 1,000

~701 residents

Median Income

$72,083

Household median

Home Value

$158,900

Median price

Area Type

Rural

19.4 sq mi

Location

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Detailed Information

Demographics

Population Range:
Under 1,000
Median Income:
$72,083
Classification:
Rural

Housing Market

Median Value:
$158,900
Price Range:
$125,000 - $200,000
Land Area:
19.4 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Albany-Schenectady-Troy, NY

➖ Stable
$258,752

Typical Home Value in 12187

Price Appreciation

1 Month
-0.03%
3 Months
+0.61%
6 Months
+0.91%
1 Year
+3.51%
5 Years
+57.01%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

0.0%

Median Income

$72,083

vs state avg

61.6%

Median Home Value

$158,900

vs state avg

Population

701

Rural

Quality of Life

75/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Warnerville?

Key insights about ZIP 12187 at a glance

Population

Population

701

Rural community

Median Income

Median Income

$72k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$159k

5% vs national avg

Housing market

Affordability

Affordability

2.2

Price-to-income ratio

Your Day in Warnerville

Education in Warnerville, NY
Morning: Schools & Learning

Start your day with quality education options in Warnerville

Shopping & Dining in Warnerville, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Warnerville

Parks & Recreation in Warnerville, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Warnerville

Quick Compare

See how this stacks up

Explore Warnerville, NY

Visual guide to life in this area

Warnerville main street
Downtown
Natural beauty near Warnerville
Nature
Outdoor activities in Warnerville
Recreation
Schools in Warnerville
Education
Healthcare facilities in Warnerville
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$72,083

Median Home Value
Property

Median Home Value

$158,900

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.2x

Education & Schools

Educational opportunities and demographics in 12187

Modern school building

Local Schools

Warnerville offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

154

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Warnerville area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Warnerville offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 12187

Advantages

  • Affordable housing with median home value at $158,900
  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Strong affordability with home prices around 2.2x median income
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Warnerville, NY 12187

Warnerville offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 12187 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
701

0.7% of max (100,000)

Income Level
72,083

48.1% of max (150,000)

Housing Market
158,900

19.9% of max (800,000)

55.91

out of 100

Affordability

Fair

1.40

out of 100

Community Size

Below Average

48.06

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Warnerville Amenities

Everything you need, right in your neighborhood

Schools in Warnerville, NY

Schools

12+ locations

Healthcare in Warnerville, NY

Healthcare

8+ locations

Shopping in Warnerville, NY

Shopping

50+ locations

Parks in Warnerville, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Warnerville Stack Up?

See how ZIP 12187 compares to state and national averages

Income Comparison

This ZIP$72k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$159k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Warnerville with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 12187 in Warnerville, NY (Schoharie) is a small community with approximately 701 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $72,083, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$158,900

Moderate Market

Est. Monthly Rent

$636

Typical 2-3BR

Market Overview

The housing market in ZIP 12187 is balanced pricing for various buyers. With a median home value of $158,900, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $636/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$72,083

Per Year

Job Market

Warnerville offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 12187 in Warnerville, NY generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 12187, visit:

GreatSchools.org →

Is ZIP 12187 a Good Place to Live?

Whether ZIP code 12187 in Warnerville, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Affordable housing options

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 12187 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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