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Population
460
Median Income
$73,882
Home Value
$268,200
Area Type
Rural
Verified Data

ZIP Code 12475

Ruby, NYUlster County

Population

Under 1,000

~460 residents

Median Income

$73,882

Household median

Home Value

$268,200

Median price

Area Type

Rural

1.2 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
Under 1,000
Median Income:
$73,882
Classification:
Rural

Housing Market

Median Value:
$268,200
Price Range:
$225,000 - $325,000
Land Area:
1.2 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Data Unavailable

Zillow Home Value Index data is not available for this ZIP code. This may be due to limited transaction history or recent development in the area.

2.5%

Median Income

$73,882

vs state avg

35.2%

Median Home Value

$268,200

vs state avg

Population

460

Rural

Quality of Life

71/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Ruby?

Key insights about ZIP 12475 at a glance

Population

Population

460

Rural community

Median Income

Median Income

$74k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$268k

5% vs national avg

Housing market

Affordability

Affordability

3.6

Price-to-income ratio

Your Day in Ruby

Education in Ruby, NY
Morning: Schools & Learning

Start your day with quality education options in Ruby

Shopping & Dining in Ruby, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Ruby

Parks & Recreation in Ruby, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Ruby

Quick Compare

See how this stacks up

Explore Ruby, NY

Visual guide to life in this area

Ruby main street
Downtown
Natural beauty near Ruby
Nature
Outdoor activities in Ruby
Recreation
Schools in Ruby
Education
Healthcare facilities in Ruby
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$73,882

Median Home Value
Property

Median Home Value

$268,200

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.6x

Education & Schools

Educational opportunities and demographics in 12475

Modern school building

Local Schools

Ruby offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

101

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Ruby area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Ruby offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 12475

Advantages

  • Affordable housing with median home value at $268,200
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Ruby, NY 12475

Ruby offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 12475 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
460

0.5% of max (100,000)

Income Level
73,882

49.3% of max (150,000)

Housing Market
268,200

33.5% of max (800,000)

27.40

out of 100

Affordability

Below Average

0.92

out of 100

Community Size

Below Average

49.25

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Ruby Amenities

Everything you need, right in your neighborhood

Schools in Ruby, NY

Schools

12+ locations

Healthcare in Ruby, NY

Healthcare

8+ locations

Shopping in Ruby, NY

Shopping

50+ locations

Parks in Ruby, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Ruby Stack Up?

See how ZIP 12475 compares to state and national averages

Income Comparison

This ZIP$74k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$268k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Ruby with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 12475 in Ruby, NY (Ulster) is a small community with approximately 460 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $73,882, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$268,200

Moderate Market

Est. Monthly Rent

$1,073

Typical 2-3BR

Market Overview

The housing market in ZIP 12475 is balanced pricing for various buyers. With a median home value of $268,200, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,073/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$73,882

Per Year

Job Market

Ruby offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 12475 in Ruby, NY generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 12475, visit:

GreatSchools.org →

Is ZIP 12475 a Good Place to Live?

Whether ZIP code 12475 in Ruby, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 12475 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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