Population
10,000 - 25,000
~12,448 residents
Median Income
$52,244
Household median
Home Value
$146,000
Median price
Area Type
Suburban
61.0 sq mi
Location
Detailed Information
Demographics
- Population Range:
- 10,000 - 25,000
- Median Income:
- $52,244
- Classification:
- Suburban
Housing Market
- Median Value:
- $146,000
- Price Range:
- $125,000 - $175,000
- Land Area:
- 61.0 sq mi
Data Quality: 100%
ExcellentData from US Census Bureau 2023 • US Census Bureau
Zillow Home Value Index
Real-time market data powered by Zillow • Updated October 2025
Typical Home Value in 12701
Price Appreciation
Historical Price Trend
Historical home values show market trends over time. Values are smoothed and seasonally adjusted.
Investment Insight
Stable market: Home values have remained relatively steady with +1.87% change over the past year.
💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.
Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.
Median Income
$52,244
vs state avg
Median Home Value
$146,000
vs state avg
Population
12,448
Suburban
Quality of Life
82/100
Excellent
What's It Like to Live in Monticello?
Key insights about ZIP 12701 at a glance

Population
12,448
Suburban community

Median Income
$52k
Household earnings

Median Home Value
$146k
Housing market

Affordability
2.8
Price-to-income ratio
Your Day in Monticello

Start your day with quality education options in Monticello

Explore local shops and restaurants in Monticello

Unwind in green spaces and community areas in Monticello
Quick Compare
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Explore Monticello, NY
Visual guide to life in this area





Economy & Employment
Job market and economic indicators

Median Household Income
$52,244

Median Home Value
$146,000

Home-to-Income Ratio
2.8x
Education & Schools
Educational opportunities and demographics in 12701

Local Schools
Monticello offers diverse educational opportunities for all ages
85%
Estimated graduates
2739
School-age residents
School Quality
Above Average
Based on area demographics
Healthcare & Wellness
Medical facilities and health resources in your area

Quality Healthcare Access
Monticello area has multiple medical facilities serving the community
5-10
Healthcare facilities nearby
< 5mi
Average distance to hospital
Parks & Recreation
Outdoor spaces and recreational activities

Community Parks
Multiple green spaces and recreational facilities for families
Parks
3-5 nearby
Sports
Fields & courts
Trails
Walking paths
Events
Community gatherings
Shopping & Dining
Retail, restaurants, and local businesses

Local Shopping
Monticello offers diverse shopping and dining experiences
Restaurants
20+ dining options
Retail Stores
Major & local shops
Cafes & More
Local favorites
Pros & Cons of Living in ZIP 12701
Advantages
- Affordable housing with median home value at $146,000
- Suburban setting balances urban access and residential calm
- Strong affordability with home prices around 2.8x median income
Considerations
- Below-average median income compared to state
Living in Monticello, NY 12701
Monticello offers a unique lifestyle in the heart of NY. This suburban community provides residents with a close-knit community feel.
Spacious Living
Large lots, privacy, and connection to nature.
Car-Dependent
Personal vehicle necessary for most daily activities.
Community Feel
Active neighborhood associations and local events.
Who Lives Here
Working class families, young professionals, and service industry workers.
Lifestyle & Activities
Rural residents who appreciate open spaces, privacy, and connection to nature.
Household Composition
Predominantly families with children, along with empty nesters and some young professionals.
What's Life Like Here? (AI Insights)
Data & Demographics
Demographic Distribution
Age Distribution
Education Levels
ZIP 12701 by the Numbers
Interactive data visualizations for Suburban living
Total Population
0
Median Income
$0
Home Value
$0
Quality Score
0/100
Comparative Metrics
12.4% of max (100,000)
34.8% of max (150,000)
18.3% of max (800,000)
44.11
out of 100
Affordability
24.90
out of 100
Community Size
34.83
out of 100
Economic Strength
Transportation & Commute
Average commute time is approximately 30 minutes, typical for suburban areas.
Distance to Major Cities
New York City
10-50 miles
30-90 min
drive time
Buffalo
20-80 miles
40-100 min
drive time
Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.
Weather & Climate
Climate Type
Humid continental
Seasonal Pattern
Cold, snowy winters and warm, humid summers with four distinct seasons
Weather Highlights
- Beautiful fall foliage
- Snowy winters ideal for winter sports
- Warm, pleasant summers
Discover Monticello Amenities
Everything you need, right in your neighborhood

Schools
12+ locations

Healthcare
8+ locations

Shopping
50+ locations

Parks
15+ locations
How Does Monticello Stack Up?
See how ZIP 12701 compares to state and national averages
Income Comparison
Home Value Comparison
Ready to Explore More?
Compare Monticello with other areas or find your perfect ZIP code match
Living Here: Pros & Cons (AI Analysis)
Who Lives Here?
Community Profile
ZIP code 12701 in Monticello, NY (Sullivan) is a growing neighborhood with approximately 12,448 residents. The area is classified as suburban, offering a balance of convenience and space.
Income Demographics
The median household income is $52,244, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.
Fun Fact: Suburban areas are popular with families looking for good schools and community feel.
Housing & Rent
Median Home Value
$146,000
Affordable Market
Est. Monthly Rent
$584
Typical 2-3BR
Market Overview
The housing market in ZIP 12701 is excellent for first-time buyers and investors. With a median home value of $146,000, this area offers attractive opportunities for buyers at various price points.
Rent vs Buy
Renting in this ZIP code typically costs around $584/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.
Jobs & Income
Median Household Income
$52,244
Per Year
Job Market
Monticello offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.
Commute & Transportation
Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.
Schools Overview
School Quality
ZIP code 12701 in Monticello, NY generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.
Education Options
Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.
Is ZIP 12701 a Good Place to Live?
Whether ZIP code 12701 in Monticello, NY is right for you depends on your priorities. Here's a balanced look:
Pros
- ✓Balance of space and convenience
- ✓Affordable housing options
Cons
- ⚠May require commuting for work
The Bottom Line
ZIP code 12701 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.
Frequently Asked Questions
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