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Population
5,356
Median Income
$60,333
Home Value
$113,600
Area Type
Suburban
Verified Data

ZIP Code 12986

Tupper Lake, NYFranklin County

Population

5,000 - 10,000

~5,356 residents

Median Income

$60,333

Household median

Home Value

$113,600

Median price

Area Type

Suburban

286.6 sq mi

Location

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Detailed Information

Demographics

Population Range:
5,000 - 10,000
Median Income:
$60,333
Classification:
Suburban

Housing Market

Median Value:
$113,600
Price Range:
$100,000 - $125,000
Land Area:
286.6 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Malone, NY

➖ Stable
$205,458

Typical Home Value in 12986

Price Appreciation

1 Month
+0.53%
3 Months
+1.38%
6 Months
+1.23%
1 Year
+0.66%
5 Years
+52.44%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Stable market: Home values have remained relatively steady with +0.66% change over the past year.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

16.3%

Median Income

$60,333

vs state avg

72.5%

Median Home Value

$113,600

vs state avg

Population

5,356

Suburban

Quality of Life

80/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Tupper Lake?

Key insights about ZIP 12986 at a glance

Population

Population

5,356

Suburban community

Median Income

Median Income

$60k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$114k

5% vs national avg

Housing market

Affordability

Affordability

1.9

Price-to-income ratio

Your Day in Tupper Lake

Education in Tupper Lake, NY
Morning: Schools & Learning

Start your day with quality education options in Tupper Lake

Shopping & Dining in Tupper Lake, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Tupper Lake

Parks & Recreation in Tupper Lake, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Tupper Lake

Quick Compare

See how this stacks up

Explore Tupper Lake, NY

Visual guide to life in this area

Tupper Lake urban cityscape
Cityscape
Dining and entertainment in Tupper Lake
Lifestyle
Shopping areas in Tupper Lake
Shopping
Schools in Tupper Lake
Education
Healthcare facilities in Tupper Lake
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$60,333

Median Home Value
Property

Median Home Value

$113,600

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

1.9x

Education & Schools

Educational opportunities and demographics in 12986

Modern school building

Local Schools

Tupper Lake offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

1178

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Tupper Lake area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Tupper Lake offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 12986

Advantages

  • Affordable housing with median home value at $113,600
  • Low population density offers peace and quiet
  • Suburban setting balances urban access and residential calm
  • Strong affordability with home prices around 1.9x median income

Considerations

  • Limited demographic data available for detailed analysis

Living in Tupper Lake, NY 12986

Tupper Lake offers a unique lifestyle in the heart of NY. This suburban community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 12986 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
5,356

5.4% of max (100,000)

Income Level
60,333

40.2% of max (150,000)

Housing Market
113,600

14.2% of max (800,000)

62.34

out of 100

Affordability

Good

10.71

out of 100

Community Size

Below Average

40.22

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Tupper Lake Amenities

Everything you need, right in your neighborhood

Schools in Tupper Lake, NY

Schools

12+ locations

Healthcare in Tupper Lake, NY

Healthcare

8+ locations

Shopping in Tupper Lake, NY

Shopping

50+ locations

Parks in Tupper Lake, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Tupper Lake Stack Up?

See how ZIP 12986 compares to state and national averages

Income Comparison

This ZIP$60k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$114k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Tupper Lake with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 12986 in Tupper Lake, NY (Franklin) is a growing neighborhood with approximately 5,356 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $60,333, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$113,600

Affordable Market

Est. Monthly Rent

$454

Typical 2-3BR

Market Overview

The housing market in ZIP 12986 is excellent for first-time buyers and investors. With a median home value of $113,600, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $454/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$60,333

Per Year

Job Market

Tupper Lake offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 12986 in Tupper Lake, NY generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 12986, visit:

GreatSchools.org →

Is ZIP 12986 a Good Place to Live?

Whether ZIP code 12986 in Tupper Lake, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Affordable housing options

Cons

  • May require commuting for work

The Bottom Line

ZIP code 12986 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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