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Population
32
Median Income
$75,352
Home Value
$140,057
Area Type
Rural
Verified Data

ZIP Code 13123

North Bay, NYOneida County

Population

Under 1,000

~32 residents

Median Income

$75,352

Household median

Home Value

$140,057

Median price

Area Type

Rural

0.3 sq mi

Location

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Detailed Information

Demographics

Population Range:
Under 1,000
Median Income:
$75,352
Classification:
Rural

Housing Market

Median Value:
$140,057
Price Range:
$100,000 - $175,000
Land Area:
0.3 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023Estimated from county average

Zillow Data Unavailable

Zillow Home Value Index data is not available for this ZIP code. This may be due to limited transaction history or recent development in the area.

4.5%

Median Income

$75,352

vs state avg

66.1%

Median Home Value

$140,057

vs state avg

Population

32

Rural

Quality of Life

75/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in North Bay?

Key insights about ZIP 13123 at a glance

Population

Population

32

Rural community

Median Income

Median Income

$75k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$140k

5% vs national avg

Housing market

Affordability

Affordability

1.9

Price-to-income ratio

Your Day in North Bay

Education in North Bay, NY
Morning: Schools & Learning

Start your day with quality education options in North Bay

Shopping & Dining in North Bay, NY
Midday: Shopping & Dining

Explore local shops and restaurants in North Bay

Parks & Recreation in North Bay, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in North Bay

Quick Compare

See how this stacks up

Explore North Bay, NY

Visual guide to life in this area

North Bay main street
Downtown
Natural beauty near North Bay
Nature
Outdoor activities in North Bay
Recreation
Schools in North Bay
Education
Healthcare facilities in North Bay
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$75,352

Median Home Value
Property

Median Home Value

$140,057

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

1.9x

Education & Schools

Educational opportunities and demographics in 13123

Modern school building

Local Schools

North Bay offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

7

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

North Bay area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

North Bay offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 13123

Advantages

  • Affordable housing with median home value at $140,057
  • Rural character with natural surroundings
  • Strong affordability with home prices around 1.9x median income
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in North Bay, NY 13123

North Bay offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 13123 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
32

0.0% of max (100,000)

Income Level
75,352

50.2% of max (150,000)

Housing Market
140,057

17.5% of max (800,000)

62.83

out of 100

Affordability

Good

0.06

out of 100

Community Size

Below Average

50.23

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover North Bay Amenities

Everything you need, right in your neighborhood

Schools in North Bay, NY

Schools

12+ locations

Healthcare in North Bay, NY

Healthcare

8+ locations

Shopping in North Bay, NY

Shopping

50+ locations

Parks in North Bay, NY

Parks

15+ locations

📈 Comparative Analysis

How Does North Bay Stack Up?

See how ZIP 13123 compares to state and national averages

Income Comparison

This ZIP$75k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$140k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare North Bay with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 13123 in North Bay, NY (Oneida) is a small community with approximately 32 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $75,352, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$140,057

Affordable Market

Est. Monthly Rent

$560

Typical 2-3BR

Market Overview

The housing market in ZIP 13123 is excellent for first-time buyers and investors. With a median home value of $140,057, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $560/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$75,352

Per Year

Job Market

North Bay offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 13123 in North Bay, NY generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 13123, visit:

GreatSchools.org →

Is ZIP 13123 a Good Place to Live?

Whether ZIP code 13123 in North Bay, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Affordable housing options

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 13123 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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