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Population
302
Median Income
$76,250
Home Value
$367,000
Area Type
Rural
Verified Data

ZIP Code 13640

Wellesley Island, NYJefferson County

Population

Under 1,000

~302 residents

Median Income

$76,250

Household median

Home Value

$367,000

Median price

Area Type

Rural

12.3 sq mi

Location

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Detailed Information

Demographics

Population Range:
Under 1,000
Median Income:
$76,250
Classification:
Rural

Housing Market

Median Value:
$367,000
Price Range:
$300,000 - $450,000
Land Area:
12.3 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Watertown-Fort Drum, NY

➖ Stable
$438,884

Typical Home Value in 13640

Price Appreciation

1 Month
+0.53%
3 Months
+1.24%
6 Months
+2.34%
1 Year
+4.54%
5 Years
+72.01%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

5.7%

Median Income

$76,250

vs state avg

11.3%

Median Home Value

$367,000

vs state avg

Population

302

Rural

Quality of Life

68/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Wellesley Island?

Key insights about ZIP 13640 at a glance

Population

Population

302

Rural community

Median Income

Median Income

$76k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$367k

20% vs national avg

Housing market

Affordability

Affordability

4.8

Price-to-income ratio

Your Day in Wellesley Island

Education in Wellesley Island, NY
Morning: Schools & Learning

Start your day with quality education options in Wellesley Island

Shopping & Dining in Wellesley Island, NY
Midday: Shopping & Dining

Explore local shops and restaurants in Wellesley Island

Parks & Recreation in Wellesley Island, NY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Wellesley Island

Quick Compare

See how this stacks up

Explore Wellesley Island, NY

Visual guide to life in this area

Wellesley Island main street
Downtown
Natural beauty near Wellesley Island
Nature
Outdoor activities in Wellesley Island
Recreation
Schools in Wellesley Island
Education
Healthcare facilities in Wellesley Island
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$76,250

Median Home Value
Property

Median Home Value

$367,000

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

4.8x

Education & Schools

Educational opportunities and demographics in 13640

Modern school building

Local Schools

Wellesley Island offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

66

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Wellesley Island area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Wellesley Island offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 13640

Advantages

  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Wellesley Island, NY 13640

Wellesley Island offers a unique lifestyle in the heart of NY. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 13640 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
302

0.3% of max (100,000)

Income Level
76,250

50.8% of max (150,000)

Housing Market
367,000

45.9% of max (800,000)

3.74

out of 100

Affordability

Below Average

0.60

out of 100

Community Size

Below Average

50.83

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

New York City

10-50 miles

30-90 min

drive time

Buffalo

20-80 miles

40-100 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Humid continental

Seasonal Pattern

Cold, snowy winters and warm, humid summers with four distinct seasons

Weather Highlights

  • Beautiful fall foliage
  • Snowy winters ideal for winter sports
  • Warm, pleasant summers
🏘️ Neighborhood Explorer

Discover Wellesley Island Amenities

Everything you need, right in your neighborhood

Schools in Wellesley Island, NY

Schools

12+ locations

Healthcare in Wellesley Island, NY

Healthcare

8+ locations

Shopping in Wellesley Island, NY

Shopping

50+ locations

Parks in Wellesley Island, NY

Parks

15+ locations

📈 Comparative Analysis

How Does Wellesley Island Stack Up?

See how ZIP 13640 compares to state and national averages

Income Comparison

This ZIP$76k
NY Average+8%
National Average+12%

Home Value Comparison

This ZIP$367k
NY Average+10%
National Average+15%

Ready to Explore More?

Compare Wellesley Island with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 13640 in Wellesley Island, NY (Jefferson) is a small community with approximately 302 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $76,250, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$367,000

Above Average Market

Est. Monthly Rent

$1,468

Typical 2-3BR

Market Overview

The housing market in ZIP 13640 is competitive market with strong appreciation. With a median home value of $367,000, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,468/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$76,250

Per Year

Job Market

Wellesley Island offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 13640 in Wellesley Island, NY generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 13640, visit:

GreatSchools.org →

Is ZIP 13640 a Good Place to Live?

Whether ZIP code 13640 in Wellesley Island, NY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 13640 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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