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Population
11,455
Median Income
$121,528
Home Value
$368,100
Area Type
Suburban
Verified Data

ZIP Code 20695

White Plains, MDCharles County

Population

10,000 - 25,000

~11,455 residents

Median Income

$121,528

Household median

Home Value

$368,100

Median price

Area Type

Suburban

14.4 sq mi

Location

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Detailed Information

Demographics

Population Range:
10,000 - 25,000
Median Income:
$121,528
Classification:
Suburban

Housing Market

Median Value:
$368,100
Price Range:
$300,000 - $450,000
Land Area:
14.4 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Washington-Arlington-Alexandria, DC-VA-MD-WV

➖ Stable
$483,807

Typical Home Value in 20695

Price Appreciation

1 Month
-0.20%
3 Months
-0.72%
6 Months
-0.96%
1 Year
-0.78%
5 Years
+26.54%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -0.78% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

28.8%

Median Income

$121,528

vs state avg

3.3%

Median Home Value

$368,100

vs state avg

Population

11,455

Suburban

Quality of Life

88/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in White Plains?

Key insights about ZIP 20695 at a glance

Population

Population

11,455

Suburban community

Median Income

Median Income

$122k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$368k

20% vs national avg

Housing market

Affordability

Affordability

3.0

Price-to-income ratio

Your Day in White Plains

Education in White Plains, MD
Morning: Schools & Learning

Start your day with quality education options in White Plains

Shopping & Dining in White Plains, MD
Midday: Shopping & Dining

Explore local shops and restaurants in White Plains

Parks & Recreation in White Plains, MD
Evening: Parks & Recreation

Unwind in green spaces and community areas in White Plains

Quick Compare

See how this stacks up

Explore White Plains, MD

Visual guide to life in this area

White Plains urban cityscape
Cityscape
Dining and entertainment in White Plains
Lifestyle
Shopping areas in White Plains
Shopping
Schools in White Plains
Education
Healthcare facilities in White Plains
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$121,528

Median Home Value
Property

Median Home Value

$368,100

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.0x

Education & Schools

Educational opportunities and demographics in 20695

Modern school building

Local Schools

White Plains offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

2520

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

White Plains area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

White Plains offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 20695

Advantages

  • High median income at $121,528, well above state average
  • Suburban setting balances urban access and residential calm

Considerations

  • Limited demographic data available for detailed analysis

Living in White Plains, MD 20695

White Plains offers a unique lifestyle in the heart of MD. This suburban community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 20695 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
11,455

11.5% of max (100,000)

Income Level
121,528

81.0% of max (150,000)

Housing Market
368,100

46.0% of max (800,000)

39.42

out of 100

Affordability

Below Average

22.91

out of 100

Community Size

Below Average

81.02

out of 100

Economic Strength

Excellent

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover White Plains Amenities

Everything you need, right in your neighborhood

Schools in White Plains, MD

Schools

12+ locations

Healthcare in White Plains, MD

Healthcare

8+ locations

Shopping in White Plains, MD

Shopping

50+ locations

Parks in White Plains, MD

Parks

15+ locations

📈 Comparative Analysis

How Does White Plains Stack Up?

See how ZIP 20695 compares to state and national averages

Income Comparison

This ZIP$122k
MD Average+8%
National Average+12%

Home Value Comparison

This ZIP$368k
MD Average+10%
National Average+15%

Ready to Explore More?

Compare White Plains with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 20695 in White Plains, MD (Charles) is a growing neighborhood with approximately 11,455 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $121,528, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$368,100

Above Average Market

Est. Monthly Rent

$1,472

Typical 2-3BR

Market Overview

The housing market in ZIP 20695 is competitive market with strong appreciation. With a median home value of $368,100, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,472/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$121,528

Per Year

Job Market

White Plains offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 20695 in White Plains, MD generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 20695, visit:

GreatSchools.org →

Is ZIP 20695 a Good Place to Live?

Whether ZIP code 20695 in White Plains, MD is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Strong economic stability

Cons

  • May require commuting for work

The Bottom Line

ZIP code 20695 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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