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Population
94
Median Income
$63,125
Home Value
$24,700
Area Type
Rural
Verified Data

ZIP Code 21540

Luke, MDAllegany County

Population

Under 1,000

~94 residents

Median Income

$63,125

Household median

Home Value

$24,700

Median price

Area Type

Rural

0.3 sq mi

Location

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Detailed Information

Demographics

Population Range:
Under 1,000
Median Income:
$63,125
Classification:
Rural

Housing Market

Median Value:
$24,700
Price Range:
$25,000 - $25,000
Land Area:
0.3 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Data Unavailable

Zillow Home Value Index data is not available for this ZIP code. This may be due to limited transaction history or recent development in the area.

33.1%

Median Income

$63,125

vs state avg

93.5%

Median Home Value

$24,700

vs state avg

Population

94

Rural

Quality of Life

73/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Luke?

Key insights about ZIP 21540 at a glance

Population

Population

94

Rural community

Median Income

Median Income

$63k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$25k

5% vs national avg

Housing market

Affordability

Affordability

0.4

Price-to-income ratio

Your Day in Luke

Education in Luke, MD
Morning: Schools & Learning

Start your day with quality education options in Luke

Shopping & Dining in Luke, MD
Midday: Shopping & Dining

Explore local shops and restaurants in Luke

Parks & Recreation in Luke, MD
Evening: Parks & Recreation

Unwind in green spaces and community areas in Luke

Quick Compare

See how this stacks up

Explore Luke, MD

Visual guide to life in this area

Luke main street
Downtown
Natural beauty near Luke
Nature
Outdoor activities in Luke
Recreation
Schools in Luke
Education
Healthcare facilities in Luke
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$63,125

Median Home Value
Property

Median Home Value

$24,700

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

0.4x

Education & Schools

Educational opportunities and demographics in 21540

Modern school building

Local Schools

Luke offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

21

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Luke area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Luke offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 21540

Advantages

  • Affordable housing with median home value at $24,700
  • Rural character with natural surroundings
  • Strong affordability with home prices around 0.4x median income
  • Small, tight-knit community atmosphere

Considerations

  • Below-average median income compared to state
  • Limited access to urban amenities and services

Living in Luke, MD 21540

Luke offers a unique lifestyle in the heart of MD. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 21540 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
94

0.1% of max (100,000)

Income Level
63,125

42.1% of max (150,000)

Housing Market
24,700

3.1% of max (800,000)

92.17

out of 100

Affordability

Excellent

0.19

out of 100

Community Size

Below Average

42.08

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Luke Amenities

Everything you need, right in your neighborhood

Schools in Luke, MD

Schools

12+ locations

Healthcare in Luke, MD

Healthcare

8+ locations

Shopping in Luke, MD

Shopping

50+ locations

Parks in Luke, MD

Parks

15+ locations

📈 Comparative Analysis

How Does Luke Stack Up?

See how ZIP 21540 compares to state and national averages

Income Comparison

This ZIP$63k
MD Average+8%
National Average+12%

Home Value Comparison

This ZIP$25k
MD Average+10%
National Average+15%

Ready to Explore More?

Compare Luke with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 21540 in Luke, MD (Allegany) is a small community with approximately 94 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $63,125, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$24,700

Affordable Market

Est. Monthly Rent

$99

Typical 2-3BR

Market Overview

The housing market in ZIP 21540 is excellent for first-time buyers and investors. With a median home value of $24,700, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $99/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$63,125

Per Year

Job Market

Luke offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 21540 in Luke, MD generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 21540, visit:

GreatSchools.org →

Is ZIP 21540 a Good Place to Live?

Whether ZIP code 21540 in Luke, MD is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Affordable housing options

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 21540 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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