Population
1,000 - 5,000
~1,260 residents
Median Income
$77,288
Household median
Home Value
$700,900
Median price
Area Type
Rural
11.1 sq mi
Location
Detailed Information
Demographics
- Population Range:
- 1,000 - 5,000
- Median Income:
- $77,288
- Classification:
- Rural
Housing Market
- Median Value:
- $700,900
- Price Range:
- $550,000 - $850,000
- Land Area:
- 11.1 sq mi
Data Quality: 100%
ExcellentData from US Census Bureau 2023 • US Census Bureau
Zillow Home Value Index
Real-time market data powered by Zillow • Updated October 2025
Metro Area: Easton, MD
Typical Home Value in 21654
Price Appreciation
Historical Price Trend
Historical home values show market trends over time. Values are smoothed and seasonally adjusted.
Investment Insight
Stable market: Home values have remained relatively steady with +1.90% change over the past year.
💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.
Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.
Median Income
$77,288
vs state avg
Median Home Value
$700,900
vs state avg
Population
1,260
Rural
Quality of Life
61/100
Good
What's It Like to Live in Oxford?
Key insights about ZIP 21654 at a glance
Population
1,260
Rural community
Median Income
$77k
Household earnings
Median Home Value
$701k
Housing market
Affordability
9.1
Price-to-income ratio
Your Day in Oxford
Start your day with quality education options in Oxford
Explore local shops and restaurants in Oxford
Unwind in green spaces and community areas in Oxford
Quick Compare
See how this stacks up
Explore Oxford, MD
Visual guide to life in this area
Economy & Employment
Job market and economic indicators
Median Household Income
$77,288
Median Home Value
$700,900
Home-to-Income Ratio
9.1x
Education & Schools
Educational opportunities and demographics in 21654
Local Schools
Oxford offers diverse educational opportunities for all ages
85%
Estimated graduates
277
School-age residents
School Quality
Above Average
Based on area demographics
Healthcare & Wellness
Medical facilities and health resources in your area
Quality Healthcare Access
Oxford area has multiple medical facilities serving the community
5-10
Healthcare facilities nearby
< 5mi
Average distance to hospital
Parks & Recreation
Outdoor spaces and recreational activities
Community Parks
Multiple green spaces and recreational facilities for families
Parks
3-5 nearby
Sports
Fields & courts
Trails
Walking paths
Events
Community gatherings
Shopping & Dining
Retail, restaurants, and local businesses
Local Shopping
Oxford offers diverse shopping and dining experiences
Restaurants
20+ dining options
Retail Stores
Major & local shops
Cafes & More
Local favorites
Pros & Cons of Living in ZIP 21654
Advantages
- Rural character with natural surroundings
- Small, tight-knit community atmosphere
Considerations
- High cost of housing compared to state average
- Limited access to urban amenities and services
- Housing affordability challenge with prices at 9.1x median income
Living in Oxford, MD 21654
Oxford offers a unique lifestyle in the heart of MD. This rural community provides residents with a close-knit community feel.
Spacious Living
Large lots, privacy, and connection to nature.
Car-Dependent
Personal vehicle necessary for most daily activities.
Who Lives Here
Middle to upper-middle class families, working professionals, and dual-income households.
Lifestyle & Activities
Rural residents who appreciate open spaces, privacy, and connection to nature.
Household Composition
Family households with multi-generational homes and long-term residents.
What's Life Like Here? (AI Insights)
Data & Demographics
Demographic Distribution
Age Distribution
Education Levels
ZIP 21654 by the Numbers
Interactive data visualizations for Rural living
Total Population
0
Median Income
$0
Home Value
$0
Quality Score
0/100
Comparative Metrics
1.3% of max (100,000)
51.5% of max (150,000)
87.6% of max (800,000)
0
out of 100
Affordability
2.52
out of 100
Community Size
51.53
out of 100
Economic Strength
Transportation & Commute
Average commute time is approximately 35 minutes, typical for rural areas.
Distance to Major Cities
Regional Hub
15-40 miles
25-60 min
drive time
Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.
Weather & Climate
Climate Type
Varied regional climate
Seasonal Pattern
Four distinct seasons with typical North American weather patterns
Weather Highlights
- Seasonal variety
- Regional weather characteristics
- Diverse outdoor activities
Discover Oxford Amenities
Everything you need, right in your neighborhood
Schools
12+ locations
Healthcare
8+ locations
Shopping
50+ locations
Parks
15+ locations
How Does Oxford Stack Up?
See how ZIP 21654 compares to state and national averages
Income Comparison
Home Value Comparison
Ready to Explore More?
Compare Oxford with other areas or find your perfect ZIP code match
Living Here: Pros & Cons (AI Analysis)
Who Lives Here?
Community Profile
ZIP code 21654 in Oxford, MD (Talbot) is a small community with approximately 1,260 residents. The area is classified as rural, offering a peaceful, rural environment.
Income Demographics
The median household income is $77,288, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.
Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.
Housing & Rent
Median Home Value
$700,900
Premium Market
Est. Monthly Rent
$2,804
Typical 2-3BR
Market Overview
The housing market in ZIP 21654 is high-value properties in a desirable location. With a median home value of $700,900, this area represents a premium investment in a sought-after location.
Rent vs Buy
Renting in this ZIP code typically costs around $2,804/month for a 2-3 bedroom home. Given the rental costs, buying may be a strong option for long-term residents looking to build equity.
Jobs & Income
Median Household Income
$77,288
Per Year
Job Market
Oxford offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.
Commute & Transportation
Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.
Schools Overview
School Quality
ZIP code 21654 in Oxford, MD generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.
Education Options
Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.
Is ZIP 21654 a Good Place to Live?
Whether ZIP code 21654 in Oxford, MD is right for you depends on your priorities. Here's a balanced look:
Pros
- ✓Peaceful environment with outdoor space
- ✓High-value, appreciating properties
Cons
- ⚠Limited access to urban amenities
- ⚠Premium pricing may limit affordability
The Bottom Line
ZIP code 21654 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.
Frequently Asked Questions
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