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Population
2,752
Median Income
$63,036
Home Value
$353,400
Area Type
Rural
Verified Data

ZIP Code 28746

Lake Lure, NCRutherford County

Population

1,000 - 5,000

~2,752 residents

Median Income

$63,036

Household median

Home Value

$353,400

Median price

Area Type

Rural

44.9 sq mi

Location

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Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$63,036
Classification:
Rural

Housing Market

Median Value:
$353,400
Price Range:
$275,000 - $425,000
Land Area:
44.9 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Forest City, NC

➖ Stable
$436,977

Typical Home Value in 28746

Price Appreciation

1 Month
+0.25%
3 Months
+0.73%
6 Months
+0.50%
1 Year
-1.34%
5 Years
+61.80%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -1.34% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

4.2%

Median Income

$63,036

vs state avg

40.0%

Median Home Value

$353,400

vs state avg

Population

2,752

Rural

Quality of Life

61/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Lake Lure?

Key insights about ZIP 28746 at a glance

Population

Population

2,752

Rural community

Median Income

Median Income

$63k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$353k

20% vs national avg

Housing market

Affordability

Affordability

5.6

Price-to-income ratio

Your Day in Lake Lure

Education in Lake Lure, NC
Morning: Schools & Learning

Start your day with quality education options in Lake Lure

Shopping & Dining in Lake Lure, NC
Midday: Shopping & Dining

Explore local shops and restaurants in Lake Lure

Parks & Recreation in Lake Lure, NC
Evening: Parks & Recreation

Unwind in green spaces and community areas in Lake Lure

Quick Compare

See how this stacks up

Explore Lake Lure, NC

Visual guide to life in this area

Lake Lure main street
Downtown
Natural beauty near Lake Lure
Nature
Outdoor activities in Lake Lure
Recreation
Schools in Lake Lure
Education
Healthcare facilities in Lake Lure
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$63,036

Median Home Value
Property

Median Home Value

$353,400

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

5.6x

Education & Schools

Educational opportunities and demographics in 28746

Modern school building

Local Schools

Lake Lure offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

605

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Lake Lure area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Lake Lure offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 28746

Advantages

  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services
  • Housing affordability challenge with prices at 5.6x median income

Living in Lake Lure, NC 28746

Lake Lure offers a unique lifestyle in the heart of NC. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 28746 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
2,752

2.8% of max (100,000)

Income Level
63,036

42.0% of max (150,000)

Housing Market
353,400

44.2% of max (800,000)

0

out of 100

Affordability

Below Average

5.50

out of 100

Community Size

Below Average

42.02

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Lake Lure Amenities

Everything you need, right in your neighborhood

Schools in Lake Lure, NC

Schools

12+ locations

Healthcare in Lake Lure, NC

Healthcare

8+ locations

Shopping in Lake Lure, NC

Shopping

50+ locations

Parks in Lake Lure, NC

Parks

15+ locations

📈 Comparative Analysis

How Does Lake Lure Stack Up?

See how ZIP 28746 compares to state and national averages

Income Comparison

This ZIP$63k
NC Average+8%
National Average+12%

Home Value Comparison

This ZIP$353k
NC Average+10%
National Average+15%

Ready to Explore More?

Compare Lake Lure with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 28746 in Lake Lure, NC (Rutherford) is a small community with approximately 2,752 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $63,036, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$353,400

Above Average Market

Est. Monthly Rent

$1,414

Typical 2-3BR

Market Overview

The housing market in ZIP 28746 is competitive market with strong appreciation. With a median home value of $353,400, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,414/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$63,036

Per Year

Job Market

Lake Lure offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 28746 in Lake Lure, NC generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 28746, visit:

GreatSchools.org →

Is ZIP 28746 a Good Place to Live?

Whether ZIP code 28746 in Lake Lure, NC is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 28746 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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