Share:
Population
7,235
Median Income
$79,258
Home Value
$218,300
Area Type
Suburban
Verified Data

ZIP Code 32531

Baker, FLOkaloosa County

Population

5,000 - 10,000

~7,235 residents

Median Income

$79,258

Household median

Home Value

$218,300

Median price

Area Type

Suburban

228.3 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
5,000 - 10,000
Median Income:
$79,258
Classification:
Suburban

Housing Market

Median Value:
$218,300
Price Range:
$175,000 - $250,000
Land Area:
228.3 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Crestview-Fort Walton Beach-Destin, FL

➖ Stable
$309,888

Typical Home Value in 32531

Price Appreciation

1 Month
+0.10%
3 Months
-0.08%
6 Months
-1.53%
1 Year
-1.82%
5 Years
+36.92%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -1.82% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

28.3%

Median Income

$79,258

vs state avg

25.4%

Median Home Value

$218,300

vs state avg

Population

7,235

Suburban

Quality of Life

83/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Baker?

Key insights about ZIP 32531 at a glance

Population

Population

7,235

Suburban community

Median Income

Median Income

$79k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$218k

5% vs national avg

Housing market

Affordability

Affordability

2.8

Price-to-income ratio

Your Day in Baker

Education in Baker, FL
Morning: Schools & Learning

Start your day with quality education options in Baker

Shopping & Dining in Baker, FL
Midday: Shopping & Dining

Explore local shops and restaurants in Baker

Parks & Recreation in Baker, FL
Evening: Parks & Recreation

Unwind in green spaces and community areas in Baker

Quick Compare

See how this stacks up

Explore Baker, FL

Visual guide to life in this area

Baker urban cityscape
Cityscape
Dining and entertainment in Baker
Lifestyle
Shopping areas in Baker
Shopping
Schools in Baker
Education
Healthcare facilities in Baker
Healthcare
Coastal areas near Baker
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$79,258

Median Home Value
Property

Median Home Value

$218,300

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.8x

Education & Schools

Educational opportunities and demographics in 32531

Modern school building

Local Schools

Baker offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

1592

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Baker area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Baker offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 32531

Advantages

  • High median income at $79,258, well above state average
  • Affordable housing with median home value at $218,300
  • Low population density offers peace and quiet
  • Suburban setting balances urban access and residential calm
  • Strong affordability with home prices around 2.8x median income

Considerations

  • Limited demographic data available for detailed analysis

Living in Baker, FL 32531

Baker offers a unique lifestyle in the heart of FL. This suburban community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 32531 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
7,235

7.2% of max (100,000)

Income Level
79,258

52.8% of max (150,000)

Housing Market
218,300

27.3% of max (800,000)

44.91

out of 100

Affordability

Fair

14.47

out of 100

Community Size

Below Average

52.84

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Miami

10-40 miles

25-70 min

drive time

Orlando

15-50 miles

30-80 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Tropical and subtropical

Seasonal Pattern

Hot, humid summers and warm, dry winters

Weather Highlights

  • Year-round warm weather
  • Beach and outdoor activities all year
  • Hurricane season June-November
🏘️ Neighborhood Explorer

Discover Baker Amenities

Everything you need, right in your neighborhood

Schools in Baker, FL

Schools

12+ locations

Healthcare in Baker, FL

Healthcare

8+ locations

Shopping in Baker, FL

Shopping

50+ locations

Parks in Baker, FL

Parks

15+ locations

📈 Comparative Analysis

How Does Baker Stack Up?

See how ZIP 32531 compares to state and national averages

Income Comparison

This ZIP$79k
FL Average+8%
National Average+12%

Home Value Comparison

This ZIP$218k
FL Average+10%
National Average+15%

Ready to Explore More?

Compare Baker with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 32531 in Baker, FL (Okaloosa) is a growing neighborhood with approximately 7,235 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $79,258, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$218,300

Moderate Market

Est. Monthly Rent

$873

Typical 2-3BR

Market Overview

The housing market in ZIP 32531 is balanced pricing for various buyers. With a median home value of $218,300, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $873/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$79,258

Per Year

Job Market

Baker offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 32531 in Baker, FL generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 32531, visit:

GreatSchools.org →

Is ZIP 32531 a Good Place to Live?

Whether ZIP code 32531 in Baker, FL is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Affordable housing options

Cons

  • May require commuting for work

The Bottom Line

ZIP code 32531 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

Loading recommendations...

Frequently Asked Questions

Stay Updated

Subscribe to receive ZIP code insights and housing market trends

Get weekly insights about ZIP codes, housing trends, and neighborhood data