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Population
18,784
Median Income
$89,826
Home Value
$397,700
Area Type
Suburban
Verified Data

ZIP Code 32541

Destin, FLOkaloosa County

Population

10,000 - 25,000

~18,784 residents

Median Income

$89,826

Household median

Home Value

$397,700

Median price

Area Type

Suburban

12.3 sq mi

Location

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Detailed Information

Demographics

Population Range:
10,000 - 25,000
Median Income:
$89,826
Classification:
Suburban

Housing Market

Median Value:
$397,700
Price Range:
$325,000 - $475,000
Land Area:
12.3 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Crestview-Fort Walton Beach-Destin, FL

➖ Stable
$594,453

Typical Home Value in 32541

Price Appreciation

1 Month
+0.04%
3 Months
-0.78%
6 Months
-2.58%
1 Year
-6.09%
5 Years
+33.66%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -6.09% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

45.4%

Median Income

$89,826

vs state avg

36.0%

Median Home Value

$397,700

vs state avg

Population

18,784

Suburban

Quality of Life

82/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Destin?

Key insights about ZIP 32541 at a glance

Population

Population

18,784

Suburban community

Median Income

Median Income

$90k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$398k

20% vs national avg

Housing market

Affordability

Affordability

4.4

Price-to-income ratio

Your Day in Destin

Education in Destin, FL
Morning: Schools & Learning

Start your day with quality education options in Destin

Shopping & Dining in Destin, FL
Midday: Shopping & Dining

Explore local shops and restaurants in Destin

Parks & Recreation in Destin, FL
Evening: Parks & Recreation

Unwind in green spaces and community areas in Destin

Quick Compare

See how this stacks up

Explore Destin, FL

Visual guide to life in this area

Destin urban cityscape
Cityscape
Dining and entertainment in Destin
Lifestyle
Shopping areas in Destin
Shopping
Schools in Destin
Education
Healthcare facilities in Destin
Healthcare
Coastal areas near Destin
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$89,826

Median Home Value
Property

Median Home Value

$397,700

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

4.4x

Education & Schools

Educational opportunities and demographics in 32541

Modern school building

Local Schools

Destin offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

4132

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Destin area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Destin offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 32541

Advantages

  • High median income at $89,826, well above state average
  • Suburban setting balances urban access and residential calm

Considerations

  • Limited demographic data available for detailed analysis

Living in Destin, FL 32541

Destin offers a unique lifestyle in the heart of FL. This suburban community provides residents with a close-knit community feel.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 32541 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
18,784

18.8% of max (100,000)

Income Level
89,826

59.9% of max (150,000)

Housing Market
397,700

49.7% of max (800,000)

11.45

out of 100

Affordability

Below Average

37.57

out of 100

Community Size

Below Average

59.88

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Miami

10-40 miles

25-70 min

drive time

Orlando

15-50 miles

30-80 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Tropical and subtropical

Seasonal Pattern

Hot, humid summers and warm, dry winters

Weather Highlights

  • Year-round warm weather
  • Beach and outdoor activities all year
  • Hurricane season June-November
🏘️ Neighborhood Explorer

Discover Destin Amenities

Everything you need, right in your neighborhood

Schools in Destin, FL

Schools

12+ locations

Healthcare in Destin, FL

Healthcare

8+ locations

Shopping in Destin, FL

Shopping

50+ locations

Parks in Destin, FL

Parks

15+ locations

📈 Comparative Analysis

How Does Destin Stack Up?

See how ZIP 32541 compares to state and national averages

Income Comparison

This ZIP$90k
FL Average+8%
National Average+12%

Home Value Comparison

This ZIP$398k
FL Average+10%
National Average+15%

Ready to Explore More?

Compare Destin with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 32541 in Destin, FL (Okaloosa) is a growing neighborhood with approximately 18,784 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $89,826, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$397,700

Above Average Market

Est. Monthly Rent

$1,591

Typical 2-3BR

Market Overview

The housing market in ZIP 32541 is competitive market with strong appreciation. With a median home value of $397,700, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,591/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$89,826

Per Year

Job Market

Destin offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 32541 in Destin, FL generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 32541, visit:

GreatSchools.org →

Is ZIP 32541 a Good Place to Live?

Whether ZIP code 32541 in Destin, FL is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Strong economic stability

Cons

  • May require commuting for work

The Bottom Line

ZIP code 32541 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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