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Population
27,607
Median Income
$62,541
Home Value
$214,500
Area Type
Suburban
Verified Data

ZIP Code 34684

Palm Harbor, FLPinellas County

Population

25,000 - 50,000

~27,607 residents

Median Income

$62,541

Household median

Home Value

$214,500

Median price

Area Type

Suburban

6.7 sq mi

Location

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Detailed Information

Demographics

Population Range:
25,000 - 50,000
Median Income:
$62,541
Classification:
Suburban

Housing Market

Median Value:
$214,500
Price Range:
$175,000 - $250,000
Land Area:
6.7 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Tampa-St. Petersburg-Clearwater, FL

❄️ Cooling
$319,601

Typical Home Value in 34684

Price Appreciation

1 Month
-0.50%
3 Months
-2.50%
6 Months
-5.09%
1 Year
-8.67%
5 Years
+33.35%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -8.67% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

1.2%

Median Income

$62,541

vs state avg

26.7%

Median Home Value

$214,500

vs state avg

Population

27,607

Suburban

Quality of Life

80/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Palm Harbor?

Key insights about ZIP 34684 at a glance

Population

Population

27,607

Suburban community

Median Income

Median Income

$63k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$215k

5% vs national avg

Housing market

Affordability

Affordability

3.4

Price-to-income ratio

Your Day in Palm Harbor

Education in Palm Harbor, FL
Morning: Schools & Learning

Start your day with quality education options in Palm Harbor

Shopping & Dining in Palm Harbor, FL
Midday: Shopping & Dining

Explore local shops and restaurants in Palm Harbor

Parks & Recreation in Palm Harbor, FL
Evening: Parks & Recreation

Unwind in green spaces and community areas in Palm Harbor

Quick Compare

See how this stacks up

Explore Palm Harbor, FL

Visual guide to life in this area

Palm Harbor urban cityscape
Cityscape
Dining and entertainment in Palm Harbor
Lifestyle
Shopping areas in Palm Harbor
Shopping
Schools in Palm Harbor
Education
Healthcare facilities in Palm Harbor
Healthcare
Coastal areas near Palm Harbor
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$62,541

Median Home Value
Property

Median Home Value

$214,500

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.4x

Education & Schools

Educational opportunities and demographics in 34684

Modern school building

Local Schools

Palm Harbor offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

6074

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Palm Harbor area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Palm Harbor offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 34684

Advantages

  • Affordable housing with median home value at $214,500
  • Suburban setting balances urban access and residential calm

Considerations

  • Limited demographic data available for detailed analysis

Living in Palm Harbor, FL 34684

Palm Harbor offers a unique lifestyle in the heart of FL. This suburban community provides residents with a close-knit community feel.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 34684 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
27,607

27.6% of max (100,000)

Income Level
62,541

41.7% of max (150,000)

Housing Market
214,500

26.8% of max (800,000)

31.40

out of 100

Affordability

Below Average

55.21

out of 100

Community Size

Fair

41.69

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Miami

10-40 miles

25-70 min

drive time

Orlando

15-50 miles

30-80 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Tropical and subtropical

Seasonal Pattern

Hot, humid summers and warm, dry winters

Weather Highlights

  • Year-round warm weather
  • Beach and outdoor activities all year
  • Hurricane season June-November
🏘️ Neighborhood Explorer

Discover Palm Harbor Amenities

Everything you need, right in your neighborhood

Schools in Palm Harbor, FL

Schools

12+ locations

Healthcare in Palm Harbor, FL

Healthcare

8+ locations

Shopping in Palm Harbor, FL

Shopping

50+ locations

Parks in Palm Harbor, FL

Parks

15+ locations

📈 Comparative Analysis

How Does Palm Harbor Stack Up?

See how ZIP 34684 compares to state and national averages

Income Comparison

This ZIP$63k
FL Average+8%
National Average+12%

Home Value Comparison

This ZIP$215k
FL Average+10%
National Average+15%

Ready to Explore More?

Compare Palm Harbor with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 34684 in Palm Harbor, FL (Pinellas) is a established community with approximately 27,607 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $62,541, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$214,500

Moderate Market

Est. Monthly Rent

$858

Typical 2-3BR

Market Overview

The housing market in ZIP 34684 is balanced pricing for various buyers. With a median home value of $214,500, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $858/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$62,541

Per Year

Job Market

Palm Harbor offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 34684 in Palm Harbor, FL generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 34684, visit:

GreatSchools.org →

Is ZIP 34684 a Good Place to Live?

Whether ZIP code 34684 in Palm Harbor, FL is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Affordable housing options

Cons

  • May require commuting for work

The Bottom Line

ZIP code 34684 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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