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Population
51,072
Median Income
$79,997
Home Value
$203,100
Area Type
Urban
Verified Data

ZIP Code 40324

Georgetown, KYScott County

Population

50,000 - 100,000

~51,072 residents

Median Income

$79,997

Household median

Home Value

$203,100

Median price

Area Type

Urban

155.3 sq mi

Location

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Detailed Information

Demographics

Population Range:
50,000 - 100,000
Median Income:
$79,997
Classification:
Urban

Housing Market

Median Value:
$203,100
Price Range:
$150,000 - $250,000
Land Area:
155.3 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Lexington-Fayette, KY

➖ Stable
$327,410

Typical Home Value in 40324

Price Appreciation

1 Month
+0.47%
3 Months
+1.43%
6 Months
+2.08%
1 Year
+3.41%
5 Years
+46.29%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

15.9%

Median Income

$79,997

vs state avg

41.6%

Median Home Value

$203,100

vs state avg

Population

51,072

Urban

Quality of Life

85/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Georgetown?

Key insights about ZIP 40324 at a glance

Population

Population

51,072

Urban community

Median Income

Median Income

$80k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$203k

5% vs national avg

Housing market

Affordability

Affordability

2.5

Price-to-income ratio

Your Day in Georgetown

Education in Georgetown, KY
Morning: Schools & Learning

Start your day with quality education options in Georgetown

Shopping & Dining in Georgetown, KY
Midday: Shopping & Dining

Explore local shops and restaurants in Georgetown

Parks & Recreation in Georgetown, KY
Evening: Parks & Recreation

Unwind in green spaces and community areas in Georgetown

Quick Compare

See how this stacks up

Explore Georgetown, KY

Visual guide to life in this area

Georgetown urban cityscape
Cityscape
Dining and entertainment in Georgetown
Lifestyle
Shopping areas in Georgetown
Shopping
Schools in Georgetown
Education
Healthcare facilities in Georgetown
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$79,997

Median Home Value
Property

Median Home Value

$203,100

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.5x

Education & Schools

Educational opportunities and demographics in 40324

Modern school building

Local Schools

Georgetown offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

11236

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Georgetown area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Georgetown offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 40324

Advantages

  • Affordable housing with median home value at $203,100
  • Urban location with easy access to services and entertainment
  • Strong affordability with home prices around 2.5x median income
  • Large, established community with diverse services

Considerations

  • Limited demographic data available for detailed analysis

Living in Georgetown, KY 40324

Georgetown offers a unique lifestyle in the heart of KY. This urban community provides residents with abundant amenities and services.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Mix of singles, young couples, and small families in apartments and condos.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 40324 by the Numbers

Interactive data visualizations for Urban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
51,072

51.1% of max (100,000)

Income Level
79,997

53.3% of max (150,000)

Housing Market
203,100

25.4% of max (800,000)

49.22

out of 100

Affordability

Fair

100

out of 100

Community Size

Excellent

53.33

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 25 minutes, typical for urban areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Georgetown Amenities

Everything you need, right in your neighborhood

Schools in Georgetown, KY

Schools

12+ locations

Healthcare in Georgetown, KY

Healthcare

8+ locations

Shopping in Georgetown, KY

Shopping

50+ locations

Parks in Georgetown, KY

Parks

15+ locations

📈 Comparative Analysis

How Does Georgetown Stack Up?

See how ZIP 40324 compares to state and national averages

Income Comparison

This ZIP$80k
KY Average+8%
National Average+12%

Home Value Comparison

This ZIP$203k
KY Average+10%
National Average+15%

Ready to Explore More?

Compare Georgetown with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 40324 in Georgetown, KY (Scott) is a major urban center with approximately 51,072 residents. The area is classified as urban, offering a vibrant city lifestyle.

Income Demographics

The median household income is $79,997, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Urban ZIP codes like this typically attract young professionals and families seeking proximity to jobs and amenities.

Housing & Rent

Median Home Value

$203,100

Moderate Market

Est. Monthly Rent

$812

Typical 2-3BR

Market Overview

The housing market in ZIP 40324 is balanced pricing for various buyers. With a median home value of $203,100, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $812/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$79,997

Per Year

Job Market

Georgetown offers a strong job market with opportunities primarily in tech, finance, healthcare, and professional services. The urban setting provides access to major employers and diverse career paths.

Commute & Transportation

Average commute times in this area are approximately 20-30 minutes. Public transportation options are typically available, including buses and metro systems.

Schools Overview

School Quality

ZIP code 40324 in Georgetown, KY generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Urban areas often provide specialized programs, magnet schools, and diverse educational resources.

Check School Ratings

For detailed school ratings and reviews in ZIP 40324, visit:

GreatSchools.org →

Is ZIP 40324 a Good Place to Live?

Whether ZIP code 40324 in Georgetown, KY is right for you depends on your priorities. Here's a balanced look:

Pros

  • Access to jobs, amenities, and entertainment
  • Affordable housing options

Cons

  • Higher cost of living and noise

The Bottom Line

ZIP code 40324 is ideal for those who thrive in dynamic, fast-paced environments with easy access to culture and career opportunities. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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