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Population
446
Median Income
$90,568
Home Value
$123,400
Area Type
Rural
Verified Data

ZIP Code 46990

Urbana, INWabash County

Population

Under 1,000

~446 residents

Median Income

$90,568

Household median

Home Value

$123,400

Median price

Area Type

Rural

32.6 sq mi

Location

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Detailed Information

Demographics

Population Range:
Under 1,000
Median Income:
$90,568
Classification:
Rural

Housing Market

Median Value:
$123,400
Price Range:
$100,000 - $150,000
Land Area:
32.6 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Wabash, IN

➖ Stable
$251,850

Typical Home Value in 46990

Price Appreciation

1 Month
+0.19%
3 Months
+1.31%
6 Months
+2.01%
1 Year
+4.20%
5 Years
+50.52%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

46.6%

Median Income

$90,568

vs state avg

32.8%

Median Home Value

$123,400

vs state avg

Population

446

Rural

Quality of Life

78/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Urbana?

Key insights about ZIP 46990 at a glance

Population

Population

446

Rural community

Median Income

Median Income

$91k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$123k

5% vs national avg

Housing market

Affordability

Affordability

1.4

Price-to-income ratio

Your Day in Urbana

Education in Urbana, IN
Morning: Schools & Learning

Start your day with quality education options in Urbana

Shopping & Dining in Urbana, IN
Midday: Shopping & Dining

Explore local shops and restaurants in Urbana

Parks & Recreation in Urbana, IN
Evening: Parks & Recreation

Unwind in green spaces and community areas in Urbana

Quick Compare

See how this stacks up

Explore Urbana, IN

Visual guide to life in this area

Urbana main street
Downtown
Natural beauty near Urbana
Nature
Outdoor activities in Urbana
Recreation
Schools in Urbana
Education
Healthcare facilities in Urbana
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$90,568

Median Home Value
Property

Median Home Value

$123,400

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

1.4x

Education & Schools

Educational opportunities and demographics in 46990

Modern school building

Local Schools

Urbana offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

98

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Urbana area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Urbana offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 46990

Advantages

  • High median income at $90,568, well above state average
  • Affordable housing with median home value at $123,400
  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Strong affordability with home prices around 1.4x median income
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Urbana, IN 46990

Urbana offers a unique lifestyle in the heart of IN. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 46990 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
446

0.4% of max (100,000)

Income Level
90,568

60.4% of max (150,000)

Housing Market
123,400

15.4% of max (800,000)

72.75

out of 100

Affordability

Good

0.89

out of 100

Community Size

Below Average

60.38

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Urbana Amenities

Everything you need, right in your neighborhood

Schools in Urbana, IN

Schools

12+ locations

Healthcare in Urbana, IN

Healthcare

8+ locations

Shopping in Urbana, IN

Shopping

50+ locations

Parks in Urbana, IN

Parks

15+ locations

📈 Comparative Analysis

How Does Urbana Stack Up?

See how ZIP 46990 compares to state and national averages

Income Comparison

This ZIP$91k
IN Average+8%
National Average+12%

Home Value Comparison

This ZIP$123k
IN Average+10%
National Average+15%

Ready to Explore More?

Compare Urbana with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 46990 in Urbana, IN (Wabash) is a small community with approximately 446 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $90,568, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$123,400

Affordable Market

Est. Monthly Rent

$494

Typical 2-3BR

Market Overview

The housing market in ZIP 46990 is excellent for first-time buyers and investors. With a median home value of $123,400, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $494/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$90,568

Per Year

Job Market

Urbana offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 46990 in Urbana, IN generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 46990, visit:

GreatSchools.org →

Is ZIP 46990 a Good Place to Live?

Whether ZIP code 46990 in Urbana, IN is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability
  • Affordable housing options

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 46990 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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