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Population
777
Median Income
$84,519
Home Value
$122,000
Area Type
Rural
Verified Data

ZIP Code 52731

Charlotte, IAClinton County

Population

Under 1,000

~777 residents

Median Income

$84,519

Household median

Home Value

$122,000

Median price

Area Type

Rural

52.4 sq mi

Location

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Detailed Information

Demographics

Population Range:
Under 1,000
Median Income:
$84,519
Classification:
Rural

Housing Market

Median Value:
$122,000
Price Range:
$100,000 - $150,000
Land Area:
52.4 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Clinton, IA

➖ Stable
$239,803

Typical Home Value in 52731

Price Appreciation

1 Month
+0.76%
3 Months
+2.86%
6 Months
+3.27%
1 Year
+3.92%
5 Years
+32.50%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

22.5%

Median Income

$84,519

vs state avg

64.9%

Median Home Value

$122,000

vs state avg

Population

777

Rural

Quality of Life

77/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Charlotte?

Key insights about ZIP 52731 at a glance

Population

Population

777

Rural community

Median Income

Median Income

$85k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$122k

5% vs national avg

Housing market

Affordability

Affordability

1.4

Price-to-income ratio

Your Day in Charlotte

Education in Charlotte, IA
Morning: Schools & Learning

Start your day with quality education options in Charlotte

Shopping & Dining in Charlotte, IA
Midday: Shopping & Dining

Explore local shops and restaurants in Charlotte

Parks & Recreation in Charlotte, IA
Evening: Parks & Recreation

Unwind in green spaces and community areas in Charlotte

Quick Compare

See how this stacks up

Explore Charlotte, IA

Visual guide to life in this area

Charlotte main street
Downtown
Natural beauty near Charlotte
Nature
Outdoor activities in Charlotte
Recreation
Schools in Charlotte
Education
Healthcare facilities in Charlotte
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$84,519

Median Home Value
Property

Median Home Value

$122,000

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

1.4x

Education & Schools

Educational opportunities and demographics in 52731

Modern school building

Local Schools

Charlotte offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

171

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Charlotte area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Charlotte offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 52731

Advantages

  • High median income at $84,519, well above state average
  • Affordable housing with median home value at $122,000
  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Strong affordability with home prices around 1.4x median income
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Charlotte, IA 52731

Charlotte offers a unique lifestyle in the heart of IA. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 52731 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
777

0.8% of max (100,000)

Income Level
84,519

56.3% of max (150,000)

Housing Market
122,000

15.3% of max (800,000)

71.13

out of 100

Affordability

Good

1.55

out of 100

Community Size

Below Average

56.35

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Charlotte Amenities

Everything you need, right in your neighborhood

Schools in Charlotte, IA

Schools

12+ locations

Healthcare in Charlotte, IA

Healthcare

8+ locations

Shopping in Charlotte, IA

Shopping

50+ locations

Parks in Charlotte, IA

Parks

15+ locations

📈 Comparative Analysis

How Does Charlotte Stack Up?

See how ZIP 52731 compares to state and national averages

Income Comparison

This ZIP$85k
IA Average+8%
National Average+12%

Home Value Comparison

This ZIP$122k
IA Average+10%
National Average+15%

Ready to Explore More?

Compare Charlotte with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 52731 in Charlotte, IA (Clinton) is a small community with approximately 777 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $84,519, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$122,000

Affordable Market

Est. Monthly Rent

$488

Typical 2-3BR

Market Overview

The housing market in ZIP 52731 is excellent for first-time buyers and investors. With a median home value of $122,000, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $488/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$84,519

Per Year

Job Market

Charlotte offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 52731 in Charlotte, IA generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 52731, visit:

GreatSchools.org →

Is ZIP 52731 a Good Place to Live?

Whether ZIP code 52731 in Charlotte, IA is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability
  • Affordable housing options

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 52731 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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