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Population
2,121
Median Income
$88,472
Home Value
$286,900
Area Type
Rural
Verified Data

ZIP Code 55012

Center City, MNChisago County

Population

1,000 - 5,000

~2,121 residents

Median Income

$88,472

Household median

Home Value

$286,900

Median price

Area Type

Rural

23.7 sq mi

Location

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Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$88,472
Classification:
Rural

Housing Market

Median Value:
$286,900
Price Range:
$225,000 - $350,000
Land Area:
23.7 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Minneapolis-St. Paul-Bloomington, MN-WI

➖ Stable
$388,449

Typical Home Value in 55012

Price Appreciation

1 Month
+0.30%
3 Months
+0.95%
6 Months
+1.14%
1 Year
+0.65%
5 Years
+25.82%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Stable market: Home values have remained relatively steady with +0.65% change over the past year.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

13.8%

Median Income

$88,472

vs state avg

2.5%

Median Home Value

$286,900

vs state avg

Population

2,121

Rural

Quality of Life

74/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Center City?

Key insights about ZIP 55012 at a glance

Population

Population

2,121

Rural community

Median Income

Median Income

$88k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$287k

5% vs national avg

Housing market

Affordability

Affordability

3.2

Price-to-income ratio

Your Day in Center City

Education in Center City, MN
Morning: Schools & Learning

Start your day with quality education options in Center City

Shopping & Dining in Center City, MN
Midday: Shopping & Dining

Explore local shops and restaurants in Center City

Parks & Recreation in Center City, MN
Evening: Parks & Recreation

Unwind in green spaces and community areas in Center City

Quick Compare

See how this stacks up

Explore Center City, MN

Visual guide to life in this area

Center City main street
Downtown
Natural beauty near Center City
Nature
Outdoor activities in Center City
Recreation
Schools in Center City
Education
Healthcare facilities in Center City
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$88,472

Median Home Value
Property

Median Home Value

$286,900

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.2x

Education & Schools

Educational opportunities and demographics in 55012

Modern school building

Local Schools

Center City offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

467

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Center City area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Center City offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 55012

Advantages

  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Center City, MN 55012

Center City offers a unique lifestyle in the heart of MN. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 55012 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
2,121

2.1% of max (100,000)

Income Level
88,472

59.0% of max (150,000)

Housing Market
286,900

35.9% of max (800,000)

35.14

out of 100

Affordability

Below Average

4.24

out of 100

Community Size

Below Average

58.98

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Center City Amenities

Everything you need, right in your neighborhood

Schools in Center City, MN

Schools

12+ locations

Healthcare in Center City, MN

Healthcare

8+ locations

Shopping in Center City, MN

Shopping

50+ locations

Parks in Center City, MN

Parks

15+ locations

📈 Comparative Analysis

How Does Center City Stack Up?

See how ZIP 55012 compares to state and national averages

Income Comparison

This ZIP$88k
MN Average+8%
National Average+12%

Home Value Comparison

This ZIP$287k
MN Average+10%
National Average+15%

Ready to Explore More?

Compare Center City with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 55012 in Center City, MN (Chisago) is a small community with approximately 2,121 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $88,472, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$286,900

Moderate Market

Est. Monthly Rent

$1,148

Typical 2-3BR

Market Overview

The housing market in ZIP 55012 is balanced pricing for various buyers. With a median home value of $286,900, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,148/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$88,472

Per Year

Job Market

Center City offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 55012 in Center City, MN generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 55012, visit:

GreatSchools.org →

Is ZIP 55012 a Good Place to Live?

Whether ZIP code 55012 in Center City, MN is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 55012 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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