Share:
Population
8,640
Median Income
$67,513
Home Value
$146,200
Area Type
Suburban
Verified Data

ZIP Code 65240

Centralia, MOBoone County

Population

5,000 - 10,000

~8,640 residents

Median Income

$67,513

Household median

Home Value

$146,200

Median price

Area Type

Suburban

180.1 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
5,000 - 10,000
Median Income:
$67,513
Classification:
Suburban

Housing Market

Median Value:
$146,200
Price Range:
$125,000 - $175,000
Land Area:
180.1 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Columbia, MO

➖ Stable
$262,727

Typical Home Value in 65240

Price Appreciation

1 Month
+0.44%
3 Months
+1.08%
6 Months
+1.76%
1 Year
+5.82%
5 Years
+51.45%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Strong appreciation: This ZIP code has seen +5.82% growth over the past year, outpacing many markets.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

10.6%

Median Income

$67,513

vs state avg

26.7%

Median Home Value

$146,200

vs state avg

Population

8,640

Suburban

Quality of Life

81/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Centralia?

Key insights about ZIP 65240 at a glance

Population

Population

8,640

Suburban community

Median Income

Median Income

$68k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$146k

5% vs national avg

Housing market

Affordability

Affordability

2.2

Price-to-income ratio

Your Day in Centralia

Education in Centralia, MO
Morning: Schools & Learning

Start your day with quality education options in Centralia

Shopping & Dining in Centralia, MO
Midday: Shopping & Dining

Explore local shops and restaurants in Centralia

Parks & Recreation in Centralia, MO
Evening: Parks & Recreation

Unwind in green spaces and community areas in Centralia

Quick Compare

See how this stacks up

Explore Centralia, MO

Visual guide to life in this area

Centralia urban cityscape
Cityscape
Dining and entertainment in Centralia
Lifestyle
Shopping areas in Centralia
Shopping
Schools in Centralia
Education
Healthcare facilities in Centralia
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$67,513

Median Home Value
Property

Median Home Value

$146,200

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.2x

Education & Schools

Educational opportunities and demographics in 65240

Modern school building

Local Schools

Centralia offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

1901

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Centralia area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Centralia offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 65240

Advantages

  • Affordable housing with median home value at $146,200
  • Low population density offers peace and quiet
  • Suburban setting balances urban access and residential calm
  • Strong affordability with home prices around 2.2x median income

Considerations

  • Limited demographic data available for detailed analysis

Living in Centralia, MO 65240

Centralia offers a unique lifestyle in the heart of MO. This suburban community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 65240 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
8,640

8.6% of max (100,000)

Income Level
67,513

45.0% of max (150,000)

Housing Market
146,200

18.3% of max (800,000)

56.69

out of 100

Affordability

Fair

17.28

out of 100

Community Size

Below Average

45.01

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Centralia Amenities

Everything you need, right in your neighborhood

Schools in Centralia, MO

Schools

12+ locations

Healthcare in Centralia, MO

Healthcare

8+ locations

Shopping in Centralia, MO

Shopping

50+ locations

Parks in Centralia, MO

Parks

15+ locations

📈 Comparative Analysis

How Does Centralia Stack Up?

See how ZIP 65240 compares to state and national averages

Income Comparison

This ZIP$68k
MO Average+8%
National Average+12%

Home Value Comparison

This ZIP$146k
MO Average+10%
National Average+15%

Ready to Explore More?

Compare Centralia with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 65240 in Centralia, MO (Boone) is a growing neighborhood with approximately 8,640 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $67,513, which is above national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$146,200

Affordable Market

Est. Monthly Rent

$585

Typical 2-3BR

Market Overview

The housing market in ZIP 65240 is excellent for first-time buyers and investors. With a median home value of $146,200, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $585/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$67,513

Per Year

Job Market

Centralia offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 65240 in Centralia, MO generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 65240, visit:

GreatSchools.org →

Is ZIP 65240 a Good Place to Live?

Whether ZIP code 65240 in Centralia, MO is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Affordable housing options

Cons

  • May require commuting for work

The Bottom Line

ZIP code 65240 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

Loading recommendations...

Frequently Asked Questions

Stay Updated

Subscribe to receive ZIP code insights and housing market trends

Get weekly insights about ZIP codes, housing trends, and neighborhood data