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Population
24,991
Median Income
$48,388
Home Value
$753,500
Area Type
Suburban
Verified Data

ZIP Code 93405

San Luis Obispo, CASan Luis Obispo County

Population

10,000 - 25,000

~24,991 residents

Median Income

$48,388

Household median

Home Value

$753,500

Median price

Area Type

Suburban

89.7 sq mi

Location

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Detailed Information

Demographics

Population Range:
10,000 - 25,000
Median Income:
$48,388
Classification:
Suburban

Housing Market

Median Value:
$753,500
Price Range:
$600,000 - $900,000
Land Area:
89.7 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: San Luis Obispo-Paso Robles, CA

➖ Stable
$1,052,988

Typical Home Value in 93405

Price Appreciation

1 Month
+0.50%
3 Months
+1.18%
6 Months
+1.90%
1 Year
+4.21%
5 Years
+39.61%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

42.5%

Median Income

$48,388

vs state avg

14.3%

Median Home Value

$753,500

vs state avg

Population

24,991

Suburban

Quality of Life

66/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in San Luis Obispo?

Key insights about ZIP 93405 at a glance

Population

Population

24,991

Suburban community

Median Income

Median Income

$48k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$754k

20% vs national avg

Housing market

Affordability

Affordability

15.6

Price-to-income ratio

Your Day in San Luis Obispo

Education in San Luis Obispo, CA
Morning: Schools & Learning

Start your day with quality education options in San Luis Obispo

Shopping & Dining in San Luis Obispo, CA
Midday: Shopping & Dining

Explore local shops and restaurants in San Luis Obispo

Parks & Recreation in San Luis Obispo, CA
Evening: Parks & Recreation

Unwind in green spaces and community areas in San Luis Obispo

Quick Compare

See how this stacks up

Explore San Luis Obispo, CA

Visual guide to life in this area

San Luis Obispo urban cityscape
Cityscape
Dining and entertainment in San Luis Obispo
Lifestyle
Shopping areas in San Luis Obispo
Shopping
Schools in San Luis Obispo
Education
Healthcare facilities in San Luis Obispo
Healthcare
Coastal areas near San Luis Obispo
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$48,388

Median Home Value
Property

Median Home Value

$753,500

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

15.6x

Education & Schools

Educational opportunities and demographics in 93405

Modern school building

Local Schools

San Luis Obispo offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

5498

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

San Luis Obispo area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

San Luis Obispo offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 93405

Advantages

  • Suburban setting balances urban access and residential calm

Considerations

  • Below-average median income compared to state
  • Housing affordability challenge with prices at 15.6x median income

Living in San Luis Obispo, CA 93405

San Luis Obispo offers a unique lifestyle in the heart of CA. This suburban community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Diverse mix of residents including students, retirees, and working families.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 93405 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
24,991

25.0% of max (100,000)

Income Level
48,388

32.3% of max (150,000)

Housing Market
753,500

94.2% of max (800,000)

0

out of 100

Affordability

Below Average

49.98

out of 100

Community Size

Fair

32.26

out of 100

Economic Strength

Below Average

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Los Angeles

15-50 miles

30-90 min

drive time

San Francisco

20-100 miles

45-120 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Mediterranean to varied

Seasonal Pattern

Mild winters and warm to hot summers with minimal rainfall

Weather Highlights

  • 300+ sunny days per year
  • Low humidity
  • Mild year-round temperatures in coastal areas
🏘️ Neighborhood Explorer

Discover San Luis Obispo Amenities

Everything you need, right in your neighborhood

Schools in San Luis Obispo, CA

Schools

12+ locations

Healthcare in San Luis Obispo, CA

Healthcare

8+ locations

Shopping in San Luis Obispo, CA

Shopping

50+ locations

Parks in San Luis Obispo, CA

Parks

15+ locations

📈 Comparative Analysis

How Does San Luis Obispo Stack Up?

See how ZIP 93405 compares to state and national averages

Income Comparison

This ZIP$48k
CA Average+8%
National Average+12%

Home Value Comparison

This ZIP$754k
CA Average+10%
National Average+15%

Ready to Explore More?

Compare San Luis Obispo with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 93405 in San Luis Obispo, CA (San Luis Obispo) is a established community with approximately 24,991 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $48,388, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$753,500

Premium Market

Est. Monthly Rent

$3,014

Typical 2-3BR

Market Overview

The housing market in ZIP 93405 is high-value properties in a desirable location. With a median home value of $753,500, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $3,014/month for a 2-3 bedroom home. Given the rental costs, buying may be a strong option for long-term residents looking to build equity.

Jobs & Income

Median Household Income

$48,388

Per Year

Job Market

San Luis Obispo offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 93405 in San Luis Obispo, CA generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 93405, visit:

GreatSchools.org →

Is ZIP 93405 a Good Place to Live?

Whether ZIP code 93405 in San Luis Obispo, CA is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • High-value, appreciating properties

Cons

  • May require commuting for work
  • Premium pricing may limit affordability
  • Lower median income levels

The Bottom Line

ZIP code 93405 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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