Share:
Population
2,470
Median Income
$97,574
Home Value
$360,600
Area Type
Rural
Verified Data

ZIP Code 95223

Arnold, CACalaveras County

Population

1,000 - 5,000

~2,470 residents

Median Income

$97,574

Household median

Home Value

$360,600

Median price

Area Type

Rural

426.8 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$97,574
Classification:
Rural

Housing Market

Median Value:
$360,600
Price Range:
$300,000 - $425,000
Land Area:
426.8 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Sonora, CA

❄️ Cooling
$421,625

Typical Home Value in 95223

Price Appreciation

1 Month
-0.82%
3 Months
-2.62%
6 Months
-3.83%
1 Year
-3.29%
5 Years
+29.92%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -3.29% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

16.0%

Median Income

$97,574

vs state avg

45.3%

Median Home Value

$360,600

vs state avg

Population

2,470

Rural

Quality of Life

76/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Arnold?

Key insights about ZIP 95223 at a glance

Population

Population

2,470

Rural community

Median Income

Median Income

$98k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$361k

20% vs national avg

Housing market

Affordability

Affordability

3.7

Price-to-income ratio

Your Day in Arnold

Education in Arnold, CA
Morning: Schools & Learning

Start your day with quality education options in Arnold

Shopping & Dining in Arnold, CA
Midday: Shopping & Dining

Explore local shops and restaurants in Arnold

Parks & Recreation in Arnold, CA
Evening: Parks & Recreation

Unwind in green spaces and community areas in Arnold

Quick Compare

See how this stacks up

Explore Arnold, CA

Visual guide to life in this area

Arnold main street
Downtown
Natural beauty near Arnold
Nature
Outdoor activities in Arnold
Recreation
Schools in Arnold
Education
Healthcare facilities in Arnold
Healthcare
Coastal areas near Arnold
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$97,574

Median Home Value
Property

Median Home Value

$360,600

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.7x

Education & Schools

Educational opportunities and demographics in 95223

Modern school building

Local Schools

Arnold offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

543

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Arnold area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Arnold offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 95223

Advantages

  • Affordable housing with median home value at $360,600
  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services

Living in Arnold, CA 95223

Arnold offers a unique lifestyle in the heart of CA. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 95223 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
2,470

2.5% of max (100,000)

Income Level
97,574

65.0% of max (150,000)

Housing Market
360,600

45.1% of max (800,000)

26.09

out of 100

Affordability

Below Average

4.94

out of 100

Community Size

Below Average

65.05

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Los Angeles

15-50 miles

30-90 min

drive time

San Francisco

20-100 miles

45-120 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Mediterranean to varied

Seasonal Pattern

Mild winters and warm to hot summers with minimal rainfall

Weather Highlights

  • 300+ sunny days per year
  • Low humidity
  • Mild year-round temperatures in coastal areas
🏘️ Neighborhood Explorer

Discover Arnold Amenities

Everything you need, right in your neighborhood

Schools in Arnold, CA

Schools

12+ locations

Healthcare in Arnold, CA

Healthcare

8+ locations

Shopping in Arnold, CA

Shopping

50+ locations

Parks in Arnold, CA

Parks

15+ locations

📈 Comparative Analysis

How Does Arnold Stack Up?

See how ZIP 95223 compares to state and national averages

Income Comparison

This ZIP$98k
CA Average+8%
National Average+12%

Home Value Comparison

This ZIP$361k
CA Average+10%
National Average+15%

Ready to Explore More?

Compare Arnold with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 95223 in Arnold, CA (Calaveras) is a small community with approximately 2,470 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $97,574, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$360,600

Above Average Market

Est. Monthly Rent

$1,442

Typical 2-3BR

Market Overview

The housing market in ZIP 95223 is competitive market with strong appreciation. With a median home value of $360,600, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,442/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$97,574

Per Year

Job Market

Arnold offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 95223 in Arnold, CA generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 95223, visit:

GreatSchools.org →

Is ZIP 95223 a Good Place to Live?

Whether ZIP code 95223 in Arnold, CA is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 95223 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

Loading recommendations...

Frequently Asked Questions

Stay Updated

Subscribe to receive ZIP code insights and housing market trends

Get weekly insights about ZIP codes, housing trends, and neighborhood data