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Population
12,518
Median Income
$90,665
Home Value
$345,100
Area Type
Suburban
Verified Data

ZIP Code 95640

Ione, CAAmador County

Population

10,000 - 25,000

~12,518 residents

Median Income

$90,665

Household median

Home Value

$345,100

Median price

Area Type

Suburban

131.4 sq mi

Location

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Detailed Information

Demographics

Population Range:
10,000 - 25,000
Median Income:
$90,665
Classification:
Suburban

Housing Market

Median Value:
$345,100
Price Range:
$275,000 - $425,000
Land Area:
131.4 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

➖ Stable
$461,684

Typical Home Value in 95640

Price Appreciation

1 Month
-0.06%
3 Months
-0.44%
6 Months
-1.42%
1 Year
-2.38%
5 Years
+22.55%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -2.38% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

7.8%

Median Income

$90,665

vs state avg

47.7%

Median Home Value

$345,100

vs state avg

Population

12,518

Suburban

Quality of Life

86/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Ione?

Key insights about ZIP 95640 at a glance

Population

Population

12,518

Suburban community

Median Income

Median Income

$91k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$345k

5% vs national avg

Housing market

Affordability

Affordability

3.8

Price-to-income ratio

Your Day in Ione

Education in Ione, CA
Morning: Schools & Learning

Start your day with quality education options in Ione

Shopping & Dining in Ione, CA
Midday: Shopping & Dining

Explore local shops and restaurants in Ione

Parks & Recreation in Ione, CA
Evening: Parks & Recreation

Unwind in green spaces and community areas in Ione

Quick Compare

See how this stacks up

Explore Ione, CA

Visual guide to life in this area

Ione urban cityscape
Cityscape
Dining and entertainment in Ione
Lifestyle
Shopping areas in Ione
Shopping
Schools in Ione
Education
Healthcare facilities in Ione
Healthcare
Coastal areas near Ione
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$90,665

Median Home Value
Property

Median Home Value

$345,100

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.8x

Education & Schools

Educational opportunities and demographics in 95640

Modern school building

Local Schools

Ione offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

2754

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Ione area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Ione offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 95640

Advantages

  • Affordable housing with median home value at $345,100
  • Low population density offers peace and quiet
  • Suburban setting balances urban access and residential calm

Considerations

  • Limited demographic data available for detailed analysis

Living in Ione, CA 95640

Ione offers a unique lifestyle in the heart of CA. This suburban community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 95640 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
12,518

12.5% of max (100,000)

Income Level
90,665

60.4% of max (150,000)

Housing Market
345,100

43.1% of max (800,000)

23.87

out of 100

Affordability

Below Average

25.04

out of 100

Community Size

Below Average

60.44

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Los Angeles

15-50 miles

30-90 min

drive time

San Francisco

20-100 miles

45-120 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Mediterranean to varied

Seasonal Pattern

Mild winters and warm to hot summers with minimal rainfall

Weather Highlights

  • 300+ sunny days per year
  • Low humidity
  • Mild year-round temperatures in coastal areas
🏘️ Neighborhood Explorer

Discover Ione Amenities

Everything you need, right in your neighborhood

Schools in Ione, CA

Schools

12+ locations

Healthcare in Ione, CA

Healthcare

8+ locations

Shopping in Ione, CA

Shopping

50+ locations

Parks in Ione, CA

Parks

15+ locations

📈 Comparative Analysis

How Does Ione Stack Up?

See how ZIP 95640 compares to state and national averages

Income Comparison

This ZIP$91k
CA Average+8%
National Average+12%

Home Value Comparison

This ZIP$345k
CA Average+10%
National Average+15%

Ready to Explore More?

Compare Ione with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 95640 in Ione, CA (Amador) is a growing neighborhood with approximately 12,518 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $90,665, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$345,100

Above Average Market

Est. Monthly Rent

$1,380

Typical 2-3BR

Market Overview

The housing market in ZIP 95640 is competitive market with strong appreciation. With a median home value of $345,100, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,380/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$90,665

Per Year

Job Market

Ione offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 95640 in Ione, CA generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 95640, visit:

GreatSchools.org →

Is ZIP 95640 a Good Place to Live?

Whether ZIP code 95640 in Ione, CA is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Strong economic stability

Cons

  • May require commuting for work

The Bottom Line

ZIP code 95640 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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