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Population
55,350
Median Income
$100,112
Home Value
$514,000
Area Type
Urban
Verified Data

ZIP Code 95648

Lincoln, CAPlacer County

Population

50,000 - 100,000

~55,350 residents

Median Income

$100,112

Household median

Home Value

$514,000

Median price

Area Type

Urban

144.3 sq mi

Location

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Detailed Information

Demographics

Population Range:
50,000 - 100,000
Median Income:
$100,112
Classification:
Urban

Housing Market

Median Value:
$514,000
Price Range:
$400,000 - $625,000
Land Area:
144.3 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Sacramento-Roseville-Folsom, CA

➖ Stable
$634,722

Typical Home Value in 95648

Price Appreciation

1 Month
+0.00%
3 Months
-0.59%
6 Months
-2.10%
1 Year
-2.17%
5 Years
+23.01%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -2.17% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

19.0%

Median Income

$100,112

vs state avg

22.0%

Median Home Value

$514,000

vs state avg

Population

55,350

Urban

Quality of Life

78/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Lincoln?

Key insights about ZIP 95648 at a glance

Population

Population

55,350

Urban community

Median Income

Median Income

$100k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$514k

20% vs national avg

Housing market

Affordability

Affordability

5.1

Price-to-income ratio

Your Day in Lincoln

Education in Lincoln, CA
Morning: Schools & Learning

Start your day with quality education options in Lincoln

Shopping & Dining in Lincoln, CA
Midday: Shopping & Dining

Explore local shops and restaurants in Lincoln

Parks & Recreation in Lincoln, CA
Evening: Parks & Recreation

Unwind in green spaces and community areas in Lincoln

Quick Compare

See how this stacks up

Explore Lincoln, CA

Visual guide to life in this area

Lincoln urban cityscape
Cityscape
Dining and entertainment in Lincoln
Lifestyle
Shopping areas in Lincoln
Shopping
Schools in Lincoln
Education
Healthcare facilities in Lincoln
Healthcare
Coastal areas near Lincoln
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$100,112

Median Home Value
Property

Median Home Value

$514,000

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

5.1x

Education & Schools

Educational opportunities and demographics in 95648

Modern school building

Local Schools

Lincoln offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

12177

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Lincoln area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Lincoln offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 95648

Advantages

  • Affordable housing with median home value at $514,000
  • Urban location with easy access to services and entertainment
  • Large, established community with diverse services

Considerations

  • Housing affordability challenge with prices at 5.1x median income

Living in Lincoln, CA 95648

Lincoln offers a unique lifestyle in the heart of CA. This urban community provides residents with abundant amenities and services.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Who Lives Here

Affluent professionals, executives, and established families with high educational attainment.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Mix of singles, young couples, and small families in apartments and condos.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 95648 by the Numbers

Interactive data visualizations for Urban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
55,350

55.4% of max (100,000)

Income Level
100,112

66.7% of max (150,000)

Housing Market
514,000

64.3% of max (800,000)

0

out of 100

Affordability

Below Average

100

out of 100

Community Size

Excellent

66.74

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 25 minutes, typical for urban areas.

Distance to Major Cities

Los Angeles

15-50 miles

30-90 min

drive time

San Francisco

20-100 miles

45-120 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Mediterranean to varied

Seasonal Pattern

Mild winters and warm to hot summers with minimal rainfall

Weather Highlights

  • 300+ sunny days per year
  • Low humidity
  • Mild year-round temperatures in coastal areas
🏘️ Neighborhood Explorer

Discover Lincoln Amenities

Everything you need, right in your neighborhood

Schools in Lincoln, CA

Schools

12+ locations

Healthcare in Lincoln, CA

Healthcare

8+ locations

Shopping in Lincoln, CA

Shopping

50+ locations

Parks in Lincoln, CA

Parks

15+ locations

📈 Comparative Analysis

How Does Lincoln Stack Up?

See how ZIP 95648 compares to state and national averages

Income Comparison

This ZIP$100k
CA Average+8%
National Average+12%

Home Value Comparison

This ZIP$514k
CA Average+10%
National Average+15%

Ready to Explore More?

Compare Lincoln with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 95648 in Lincoln, CA (Placer) is a major urban center with approximately 55,350 residents. The area is classified as urban, offering a vibrant city lifestyle.

Income Demographics

The median household income is $100,112, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Urban ZIP codes like this typically attract young professionals and families seeking proximity to jobs and amenities.

Housing & Rent

Median Home Value

$514,000

Premium Market

Est. Monthly Rent

$2,056

Typical 2-3BR

Market Overview

The housing market in ZIP 95648 is high-value properties in a desirable location. With a median home value of $514,000, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $2,056/month for a 2-3 bedroom home. Given the rental costs, buying may be a strong option for long-term residents looking to build equity.

Jobs & Income

Median Household Income

$100,112

Per Year

Job Market

Lincoln offers a strong job market with opportunities primarily in tech, finance, healthcare, and professional services. The urban setting provides access to major employers and diverse career paths.

Commute & Transportation

Average commute times in this area are approximately 20-30 minutes. Public transportation options are typically available, including buses and metro systems.

Schools Overview

School Quality

ZIP code 95648 in Lincoln, CA generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Urban areas often provide specialized programs, magnet schools, and diverse educational resources.

Check School Ratings

For detailed school ratings and reviews in ZIP 95648, visit:

GreatSchools.org →

Is ZIP 95648 a Good Place to Live?

Whether ZIP code 95648 in Lincoln, CA is right for you depends on your priorities. Here's a balanced look:

Pros

  • Access to jobs, amenities, and entertainment
  • Strong economic stability
  • High-value, appreciating properties

Cons

  • Higher cost of living and noise
  • Premium pricing may limit affordability

The Bottom Line

ZIP code 95648 is ideal for those who thrive in dynamic, fast-paced environments with easy access to culture and career opportunities. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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