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Population
2,377
Median Income
$54,762
Home Value
$274,700
Area Type
Rural
Verified Data

ZIP Code 97107

Bay City, ORTillamook County

Population

1,000 - 5,000

~2,377 residents

Median Income

$54,762

Household median

Home Value

$274,700

Median price

Area Type

Rural

17.7 sq mi

Location

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Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$54,762
Classification:
Rural

Housing Market

Median Value:
$274,700
Price Range:
$225,000 - $325,000
Land Area:
17.7 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

➖ Stable
$393,134

Typical Home Value in 97107

Price Appreciation

1 Month
-0.08%
3 Months
-0.42%
6 Months
-1.17%
1 Year
-1.97%
5 Years
+41.10%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -1.97% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

20.7%

Median Income

$54,762

vs state avg

20.9%

Median Home Value

$274,700

vs state avg

Population

2,377

Rural

Quality of Life

60/100

Average

📊 Lifestyle Snapshot

What's It Like to Live in Bay City?

Key insights about ZIP 97107 at a glance

Population

Population

2,377

Rural community

Median Income

Median Income

$55k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$275k

5% vs national avg

Housing market

Affordability

Affordability

5.0

Price-to-income ratio

Your Day in Bay City

Education in Bay City, OR
Morning: Schools & Learning

Start your day with quality education options in Bay City

Shopping & Dining in Bay City, OR
Midday: Shopping & Dining

Explore local shops and restaurants in Bay City

Parks & Recreation in Bay City, OR
Evening: Parks & Recreation

Unwind in green spaces and community areas in Bay City

Quick Compare

See how this stacks up

Explore Bay City, OR

Visual guide to life in this area

Bay City main street
Downtown
Natural beauty near Bay City
Nature
Outdoor activities in Bay City
Recreation
Schools in Bay City
Education
Healthcare facilities in Bay City
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$54,762

Median Home Value
Property

Median Home Value

$274,700

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

5.0x

Education & Schools

Educational opportunities and demographics in 97107

Modern school building

Local Schools

Bay City offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

523

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Bay City area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Bay City offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 97107

Advantages

  • Affordable housing with median home value at $274,700
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Below-average median income compared to state
  • Limited access to urban amenities and services
  • Housing affordability challenge with prices at 5.0x median income

Living in Bay City, OR 97107

Bay City offers a unique lifestyle in the heart of OR. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 97107 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
2,377

2.4% of max (100,000)

Income Level
54,762

36.5% of max (150,000)

Housing Market
274,700

34.3% of max (800,000)

0

out of 100

Affordability

Below Average

4.75

out of 100

Community Size

Below Average

36.51

out of 100

Economic Strength

Below Average

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Bay City Amenities

Everything you need, right in your neighborhood

Schools in Bay City, OR

Schools

12+ locations

Healthcare in Bay City, OR

Healthcare

8+ locations

Shopping in Bay City, OR

Shopping

50+ locations

Parks in Bay City, OR

Parks

15+ locations

📈 Comparative Analysis

How Does Bay City Stack Up?

See how ZIP 97107 compares to state and national averages

Income Comparison

This ZIP$55k
OR Average+8%
National Average+12%

Home Value Comparison

This ZIP$275k
OR Average+10%
National Average+15%

Ready to Explore More?

Compare Bay City with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 97107 in Bay City, OR (Tillamook) is a small community with approximately 2,377 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $54,762, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$274,700

Moderate Market

Est. Monthly Rent

$1,099

Typical 2-3BR

Market Overview

The housing market in ZIP 97107 is balanced pricing for various buyers. With a median home value of $274,700, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,099/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$54,762

Per Year

Job Market

Bay City offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 97107 in Bay City, OR generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 97107, visit:

GreatSchools.org →

Is ZIP 97107 a Good Place to Live?

Whether ZIP code 97107 in Bay City, OR is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 97107 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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