Disclaimer & Data Sources

General Disclaimer

ZipCodeFacts provides data and profiles for informational purposes only. The information on this platform should not be used as the sole basis for investment, relocation, or business decisions. We strongly recommend consulting qualified financial advisors, real estate professionals, and local authorities before making any significant decisions based on the data presented here.

Data Sources

  • Demographics:U.S. Census Bureau American Community Survey (ACS). Population, median household income, and related demographic metrics.
  • Housing Data:Zillow Home Value Index (ZHVI). Typical home values, appreciation rates, and market trends.
  • Geography:U.S. Postal Service (USPS) ZIP code boundaries and classifications.
  • Area Classification:USDA Rural-Urban Commuting Area (RUCA) codes.

Scoring Methodology

All scores (ZIP Score, Investor Score, Family Fit Score, Business Score) are calculated using weighted algorithms based on publicly available data. Each score is 0-100 and includes a transparent breakdown showing exactly how it was calculated.

Scores are based on historical data and current conditions. Past performance does not guarantee future results. Market conditions, local regulations, and economic factors can change rapidly and may not be reflected in our scores.

AI Assistant

The AI ZIP Insight Assistant provides responses based on the data in our database. It does not browse the internet, make predictions about future values, or provide financial advice. The AI will clearly state when data is unavailable rather than generating estimates.

Limitations

  • Data may be up to 12-24 months old depending on Census release schedules
  • Not all ZIP codes have complete data for every metric
  • ZIP code boundaries may differ from municipality or school district boundaries
  • Scores do not account for hyperlocal factors (e.g., specific street safety, school quality)
  • Housing data is based on Zillow\'s ZHVI methodology, which may differ from other valuation sources

Last updated: April 2026. For questions about our data or methodology, please visit our contact page.