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Population
36,142
Median Income
$109,746
Home Value
$327,600
Area Type
Suburban
Verified Data

ZIP Code 02864

Cumberland, RIProvidence County

Population

25,000 - 50,000

~36,142 residents

Median Income

$109,746

Household median

Home Value

$327,600

Median price

Area Type

Suburban

26.5 sq mi

Location

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Detailed Information

Demographics

Population Range:
25,000 - 50,000
Median Income:
$109,746
Classification:
Suburban

Housing Market

Median Value:
$327,600
Price Range:
$250,000 - $400,000
Land Area:
26.5 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Providence-Warwick, RI-MA

➖ Stable
$510,690

Typical Home Value in 02864

Price Appreciation

1 Month
+0.43%
3 Months
+1.43%
6 Months
+2.37%
1 Year
+3.88%
5 Years
+50.17%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

59.0%

Median Income

$109,746

vs state avg

5.7%

Median Home Value

$327,600

vs state avg

Population

36,142

Suburban

Quality of Life

91/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Cumberland?

Key insights about ZIP 02864 at a glance

Population

Population

36,142

Suburban community

Median Income

Median Income

$110k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$328k

5% vs national avg

Housing market

Affordability

Affordability

3.0

Price-to-income ratio

Your Day in Cumberland

Education in Cumberland, RI
Morning: Schools & Learning

Start your day with quality education options in Cumberland

Shopping & Dining in Cumberland, RI
Midday: Shopping & Dining

Explore local shops and restaurants in Cumberland

Parks & Recreation in Cumberland, RI
Evening: Parks & Recreation

Unwind in green spaces and community areas in Cumberland

Quick Compare

See how this stacks up

Explore Cumberland, RI

Visual guide to life in this area

Cumberland urban cityscape
Cityscape
Dining and entertainment in Cumberland
Lifestyle
Shopping areas in Cumberland
Shopping
Schools in Cumberland
Education
Healthcare facilities in Cumberland
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$109,746

Median Home Value
Property

Median Home Value

$327,600

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.0x

Education & Schools

Educational opportunities and demographics in 02864

Modern school building

Local Schools

Cumberland offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

7951

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Cumberland area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Cumberland offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 02864

Advantages

  • High median income at $109,746, well above state average
  • Suburban setting balances urban access and residential calm
  • Strong affordability with home prices around 3.0x median income

Considerations

  • Limited demographic data available for detailed analysis

Living in Cumberland, RI 02864

Cumberland offers a unique lifestyle in the heart of RI. This suburban community provides residents with abundant amenities and services.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 02864 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
36,142

36.1% of max (100,000)

Income Level
109,746

73.2% of max (150,000)

Housing Market
327,600

40.9% of max (800,000)

40.30

out of 100

Affordability

Fair

72.28

out of 100

Community Size

Good

73.16

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Cumberland Amenities

Everything you need, right in your neighborhood

Schools in Cumberland, RI

Schools

12+ locations

Healthcare in Cumberland, RI

Healthcare

8+ locations

Shopping in Cumberland, RI

Shopping

50+ locations

Parks in Cumberland, RI

Parks

15+ locations

📈 Comparative Analysis

How Does Cumberland Stack Up?

See how ZIP 02864 compares to state and national averages

Income Comparison

This ZIP$110k
RI Average+8%
National Average+12%

Home Value Comparison

This ZIP$328k
RI Average+10%
National Average+15%

Ready to Explore More?

Compare Cumberland with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 02864 in Cumberland, RI (Providence) is a established community with approximately 36,142 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $109,746, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$327,600

Above Average Market

Est. Monthly Rent

$1,310

Typical 2-3BR

Market Overview

The housing market in ZIP 02864 is competitive market with strong appreciation. With a median home value of $327,600, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $1,310/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$109,746

Per Year

Job Market

Cumberland offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 02864 in Cumberland, RI generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 02864, visit:

GreatSchools.org →

Is ZIP 02864 a Good Place to Live?

Whether ZIP code 02864 in Cumberland, RI is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Strong economic stability

Cons

  • May require commuting for work

The Bottom Line

ZIP code 02864 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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