Share:
Population
4,542
Median Income
$107,823
Home Value
$409,800
Area Type
Rural
Verified Data

ZIP Code 07027

Garwood, NJUnion County

Population

1,000 - 5,000

~4,542 residents

Median Income

$107,823

Household median

Home Value

$409,800

Median price

Area Type

Rural

0.7 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$107,823
Classification:
Rural

Housing Market

Median Value:
$409,800
Price Range:
$325,000 - $500,000
Land Area:
0.7 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: New York-Newark-Jersey City, NY-NJ-PA

➖ Stable
$666,681

Typical Home Value in 07027

Price Appreciation

1 Month
+0.06%
3 Months
-0.16%
6 Months
+0.45%
1 Year
+3.68%
5 Years
+47.66%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

56.2%

Median Income

$107,823

vs state avg

17.9%

Median Home Value

$409,800

vs state avg

Population

4,542

Rural

Quality of Life

76/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Garwood?

Key insights about ZIP 07027 at a glance

Population

Population

4,542

Rural community

Median Income

Median Income

$108k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$410k

20% vs national avg

Housing market

Affordability

Affordability

3.8

Price-to-income ratio

Your Day in Garwood

Education in Garwood, NJ
Morning: Schools & Learning

Start your day with quality education options in Garwood

Shopping & Dining in Garwood, NJ
Midday: Shopping & Dining

Explore local shops and restaurants in Garwood

Parks & Recreation in Garwood, NJ
Evening: Parks & Recreation

Unwind in green spaces and community areas in Garwood

Quick Compare

See how this stacks up

Explore Garwood, NJ

Visual guide to life in this area

Garwood main street
Downtown
Natural beauty near Garwood
Nature
Outdoor activities in Garwood
Recreation
Schools in Garwood
Education
Healthcare facilities in Garwood
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$107,823

Median Home Value
Property

Median Home Value

$409,800

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

3.8x

Education & Schools

Educational opportunities and demographics in 07027

Modern school building

Local Schools

Garwood offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

999

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Garwood area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Garwood offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 07027

Advantages

  • High median income at $107,823, well above state average
  • Urban amenities and walkability
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • High population density may mean less personal space
  • Limited access to urban amenities and services

Living in Garwood, NJ 07027

Garwood offers a unique lifestyle in the heart of NJ. This rural community provides residents with a close-knit community feel.

Urban Living

High walkability with restaurants, shops, and entertainment within walking distance.

Public Transit

Likely access to public transportation options for commuting.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Urban dwellers who value walkability, cultural amenities, and diverse dining and entertainment options.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 07027 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
4,542

4.5% of max (100,000)

Income Level
107,823

71.9% of max (150,000)

Housing Market
409,800

51.2% of max (800,000)

23.99

out of 100

Affordability

Below Average

9.08

out of 100

Community Size

Below Average

71.88

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Garwood Amenities

Everything you need, right in your neighborhood

Schools in Garwood, NJ

Schools

12+ locations

Healthcare in Garwood, NJ

Healthcare

8+ locations

Shopping in Garwood, NJ

Shopping

50+ locations

Parks in Garwood, NJ

Parks

15+ locations

📈 Comparative Analysis

How Does Garwood Stack Up?

See how ZIP 07027 compares to state and national averages

Income Comparison

This ZIP$108k
NJ Average+8%
National Average+12%

Home Value Comparison

This ZIP$410k
NJ Average+10%
National Average+15%

Ready to Explore More?

Compare Garwood with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 07027 in Garwood, NJ (Union) is a small community with approximately 4,542 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $107,823, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$409,800

Above Average Market

Est. Monthly Rent

$1,639

Typical 2-3BR

Market Overview

The housing market in ZIP 07027 is competitive market with strong appreciation. With a median home value of $409,800, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $1,639/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$107,823

Per Year

Job Market

Garwood offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 07027 in Garwood, NJ generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 07027, visit:

GreatSchools.org →

Is ZIP 07027 a Good Place to Live?

Whether ZIP code 07027 in Garwood, NJ is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability
  • High-value, appreciating properties

Cons

  • Limited access to urban amenities

The Bottom Line

ZIP code 07027 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

Loading recommendations...

Frequently Asked Questions

Stay Updated

Subscribe to receive ZIP code insights and housing market trends

Get weekly insights about ZIP codes, housing trends, and neighborhood data