Share:
Population
21,840
Median Income
$53,409
Home Value
$142,400
Area Type
Suburban
Verified Data

ZIP Code 37412

Chattanooga, TNHamilton County

Population

10,000 - 25,000

~21,840 residents

Median Income

$53,409

Household median

Home Value

$142,400

Median price

Area Type

Suburban

8.7 sq mi

Location

Loading map...

Detailed Information

Demographics

Population Range:
10,000 - 25,000
Median Income:
$53,409
Classification:
Suburban

Housing Market

Median Value:
$142,400
Price Range:
$125,000 - $175,000
Land Area:
8.7 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Chattanooga, TN-GA

➖ Stable
$256,098

Typical Home Value in 37412

Price Appreciation

1 Month
-0.26%
3 Months
-0.92%
6 Months
-1.03%
1 Year
-0.25%
5 Years
+49.89%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -0.25% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

10.5%

Median Income

$53,409

vs state avg

41.2%

Median Home Value

$142,400

vs state avg

Population

21,840

Suburban

Quality of Life

82/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Chattanooga?

Key insights about ZIP 37412 at a glance

Population

Population

21,840

Suburban community

Median Income

Median Income

$53k

8% vs national avg

Household earnings

Median Home Value

Median Home Value

$142k

5% vs national avg

Housing market

Affordability

Affordability

2.7

Price-to-income ratio

Your Day in Chattanooga

Education in Chattanooga, TN
Morning: Schools & Learning

Start your day with quality education options in Chattanooga

Shopping & Dining in Chattanooga, TN
Midday: Shopping & Dining

Explore local shops and restaurants in Chattanooga

Parks & Recreation in Chattanooga, TN
Evening: Parks & Recreation

Unwind in green spaces and community areas in Chattanooga

Quick Compare

See how this stacks up

Explore Chattanooga, TN

Visual guide to life in this area

Chattanooga urban cityscape
Cityscape
Dining and entertainment in Chattanooga
Lifestyle
Shopping areas in Chattanooga
Shopping
Schools in Chattanooga
Education
Healthcare facilities in Chattanooga
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$53,409

Median Home Value
Property

Median Home Value

$142,400

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.7x

Education & Schools

Educational opportunities and demographics in 37412

Modern school building

Local Schools

Chattanooga offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

4805

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Chattanooga area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Chattanooga offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 37412

Advantages

  • Affordable housing with median home value at $142,400
  • Suburban setting balances urban access and residential calm
  • Strong affordability with home prices around 2.7x median income

Considerations

  • Limited demographic data available for detailed analysis

Living in Chattanooga, TN 37412

Chattanooga offers a unique lifestyle in the heart of TN. This suburban community provides residents with a close-knit community feel.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Community Feel

Active neighborhood associations and local events.

Who Lives Here

Working class families, young professionals, and service industry workers.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Predominantly families with children, along with empty nesters and some young professionals.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 37412 by the Numbers

Interactive data visualizations for Suburban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
21,840

21.8% of max (100,000)

Income Level
53,409

35.6% of max (150,000)

Housing Market
142,400

17.8% of max (800,000)

46.68

out of 100

Affordability

Fair

43.68

out of 100

Community Size

Fair

35.61

out of 100

Economic Strength

Below Average

Transportation & Commute

Average commute time is approximately 30 minutes, typical for suburban areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Chattanooga Amenities

Everything you need, right in your neighborhood

Schools in Chattanooga, TN

Schools

12+ locations

Healthcare in Chattanooga, TN

Healthcare

8+ locations

Shopping in Chattanooga, TN

Shopping

50+ locations

Parks in Chattanooga, TN

Parks

15+ locations

📈 Comparative Analysis

How Does Chattanooga Stack Up?

See how ZIP 37412 compares to state and national averages

Income Comparison

This ZIP$53k
TN Average+8%
National Average+12%

Home Value Comparison

This ZIP$142k
TN Average+10%
National Average+15%

Ready to Explore More?

Compare Chattanooga with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 37412 in Chattanooga, TN (Hamilton) is a established community with approximately 21,840 residents. The area is classified as suburban, offering a balance of convenience and space.

Income Demographics

The median household income is $53,409, which is around national average. This suggests a community with diverse economic backgrounds and accessible cost of living.

Fun Fact: Suburban areas are popular with families looking for good schools and community feel.

Housing & Rent

Median Home Value

$142,400

Affordable Market

Est. Monthly Rent

$570

Typical 2-3BR

Market Overview

The housing market in ZIP 37412 is excellent for first-time buyers and investors. With a median home value of $142,400, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $570/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$53,409

Per Year

Job Market

Chattanooga offers a diverse job market with opportunities primarily in retail, education, healthcare, and corporate. Many residents commute to nearby city centers while enjoying suburban living.

Commute & Transportation

Average commute times in this area are approximately 25-35 minutes. Most residents drive to work, with access to major highways and roads.

Schools Overview

School Quality

ZIP code 37412 in Chattanooga, TN generally features a mix of school quality and programs. The area's varied school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Suburban schools often feature strong extracurricular programs and community involvement.

Check School Ratings

For detailed school ratings and reviews in ZIP 37412, visit:

GreatSchools.org →

Is ZIP 37412 a Good Place to Live?

Whether ZIP code 37412 in Chattanooga, TN is right for you depends on your priorities. Here's a balanced look:

Pros

  • Balance of space and convenience
  • Affordable housing options

Cons

  • May require commuting for work

The Bottom Line

ZIP code 37412 is perfect for families and professionals seeking community, space, and quality of life. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

Loading recommendations...

Frequently Asked Questions

Stay Updated

Subscribe to receive ZIP code insights and housing market trends

Get weekly insights about ZIP codes, housing trends, and neighborhood data