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Population
56,449
Median Income
$96,145
Home Value
$225,100
Area Type
Urban
Verified Data

ZIP Code 38654

Olive Branch, MSDeSoto County

Population

50,000 - 100,000

~56,449 residents

Median Income

$96,145

Household median

Home Value

$225,100

Median price

Area Type

Urban

91.8 sq mi

Location

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Detailed Information

Demographics

Population Range:
50,000 - 100,000
Median Income:
$96,145
Classification:
Urban

Housing Market

Median Value:
$225,100
Price Range:
$175,000 - $275,000
Land Area:
91.8 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Memphis, TN-MS-AR

➖ Stable
$330,010

Typical Home Value in 38654

Price Appreciation

1 Month
+0.06%
3 Months
-0.04%
6 Months
-0.66%
1 Year
-0.33%
5 Years
+26.97%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -0.33% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

39.3%

Median Income

$96,145

vs state avg

35.2%

Median Home Value

$225,100

vs state avg

Population

56,449

Urban

Quality of Life

88/100

Excellent

📊 Lifestyle Snapshot

What's It Like to Live in Olive Branch?

Key insights about ZIP 38654 at a glance

Population

Population

56,449

Urban community

Median Income

Median Income

$96k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$225k

5% vs national avg

Housing market

Affordability

Affordability

2.3

Price-to-income ratio

Your Day in Olive Branch

Education in Olive Branch, MS
Morning: Schools & Learning

Start your day with quality education options in Olive Branch

Shopping & Dining in Olive Branch, MS
Midday: Shopping & Dining

Explore local shops and restaurants in Olive Branch

Parks & Recreation in Olive Branch, MS
Evening: Parks & Recreation

Unwind in green spaces and community areas in Olive Branch

Quick Compare

See how this stacks up

Explore Olive Branch, MS

Visual guide to life in this area

Olive Branch urban cityscape
Cityscape
Dining and entertainment in Olive Branch
Lifestyle
Shopping areas in Olive Branch
Shopping
Schools in Olive Branch
Education
Healthcare facilities in Olive Branch
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$96,145

Median Home Value
Property

Median Home Value

$225,100

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.3x

Education & Schools

Educational opportunities and demographics in 38654

Modern school building

Local Schools

Olive Branch offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

12419

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Olive Branch area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Olive Branch offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 38654

Advantages

  • High median income at $96,145, well above state average
  • Affordable housing with median home value at $225,100
  • Urban location with easy access to services and entertainment
  • Strong affordability with home prices around 2.3x median income
  • Large, established community with diverse services

Considerations

  • Limited demographic data available for detailed analysis

Living in Olive Branch, MS 38654

Olive Branch offers a unique lifestyle in the heart of MS. This urban community provides residents with abundant amenities and services.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Mix of singles, young couples, and small families in apartments and condos.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 38654 by the Numbers

Interactive data visualizations for Urban living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
56,449

56.4% of max (100,000)

Income Level
96,145

64.1% of max (150,000)

Housing Market
225,100

28.1% of max (800,000)

53.17

out of 100

Affordability

Fair

100

out of 100

Community Size

Excellent

64.10

out of 100

Economic Strength

Good

Transportation & Commute

Average commute time is approximately 25 minutes, typical for urban areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Olive Branch Amenities

Everything you need, right in your neighborhood

Schools in Olive Branch, MS

Schools

12+ locations

Healthcare in Olive Branch, MS

Healthcare

8+ locations

Shopping in Olive Branch, MS

Shopping

50+ locations

Parks in Olive Branch, MS

Parks

15+ locations

📈 Comparative Analysis

How Does Olive Branch Stack Up?

See how ZIP 38654 compares to state and national averages

Income Comparison

This ZIP$96k
MS Average+8%
National Average+12%

Home Value Comparison

This ZIP$225k
MS Average+10%
National Average+15%

Ready to Explore More?

Compare Olive Branch with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 38654 in Olive Branch, MS (DeSoto) is a major urban center with approximately 56,449 residents. The area is classified as urban, offering a vibrant city lifestyle.

Income Demographics

The median household income is $96,145, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Urban ZIP codes like this typically attract young professionals and families seeking proximity to jobs and amenities.

Housing & Rent

Median Home Value

$225,100

Moderate Market

Est. Monthly Rent

$900

Typical 2-3BR

Market Overview

The housing market in ZIP 38654 is balanced pricing for various buyers. With a median home value of $225,100, this area offers attractive opportunities for buyers at various price points.

Rent vs Buy

Renting in this ZIP code typically costs around $900/month for a 2-3 bedroom home. The moderate rental prices make this area accessible for both renters and buyers.

Jobs & Income

Median Household Income

$96,145

Per Year

Job Market

Olive Branch offers a strong job market with opportunities primarily in tech, finance, healthcare, and professional services. The urban setting provides access to major employers and diverse career paths.

Commute & Transportation

Average commute times in this area are approximately 20-30 minutes. Public transportation options are typically available, including buses and metro systems.

Schools Overview

School Quality

ZIP code 38654 in Olive Branch, MS generally features quality schools with diverse offerings. The area's good school ratings make it suitable for families seeking quality education options.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Urban areas often provide specialized programs, magnet schools, and diverse educational resources.

Check School Ratings

For detailed school ratings and reviews in ZIP 38654, visit:

GreatSchools.org →

Is ZIP 38654 a Good Place to Live?

Whether ZIP code 38654 in Olive Branch, MS is right for you depends on your priorities. Here's a balanced look:

Pros

  • Access to jobs, amenities, and entertainment
  • Strong economic stability
  • Affordable housing options

Cons

  • Higher cost of living and noise

The Bottom Line

ZIP code 38654 is ideal for those who thrive in dynamic, fast-paced environments with easy access to culture and career opportunities. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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