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Population
2,165
Median Income
$194,750
Home Value
$530,300
Area Type
Rural
Verified Data

ZIP Code 45174

Terrace Park, OHHamilton County

Population

1,000 - 5,000

~2,165 residents

Median Income

$194,750

Household median

Home Value

$530,300

Median price

Area Type

Rural

1.2 sq mi

Location

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Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$194,750
Classification:
Rural

Housing Market

Median Value:
$530,300
Price Range:
$425,000 - $625,000
Land Area:
1.2 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: Cincinnati, OH-KY-IN

➖ Stable
$734,327

Typical Home Value in 45174

Price Appreciation

1 Month
+0.36%
3 Months
+0.73%
6 Months
+1.32%
1 Year
+3.37%
5 Years
+41.54%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

212.8%

Median Income

$194,750

vs state avg

188.8%

Median Home Value

$530,300

vs state avg

Population

2,165

Rural

Quality of Life

80/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Terrace Park?

Key insights about ZIP 45174 at a glance

Population

Population

2,165

Rural community

Median Income

Median Income

$195k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$530k

20% vs national avg

Housing market

Affordability

Affordability

2.7

Price-to-income ratio

Your Day in Terrace Park

Education in Terrace Park, OH
Morning: Schools & Learning

Start your day with quality education options in Terrace Park

Shopping & Dining in Terrace Park, OH
Midday: Shopping & Dining

Explore local shops and restaurants in Terrace Park

Parks & Recreation in Terrace Park, OH
Evening: Parks & Recreation

Unwind in green spaces and community areas in Terrace Park

Quick Compare

See how this stacks up

Explore Terrace Park, OH

Visual guide to life in this area

Terrace Park main street
Downtown
Natural beauty near Terrace Park
Nature
Outdoor activities in Terrace Park
Recreation
Schools in Terrace Park
Education
Healthcare facilities in Terrace Park
Healthcare

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$194,750

Median Home Value
Property

Median Home Value

$530,300

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

2.7x

Education & Schools

Educational opportunities and demographics in 45174

Modern school building

Local Schools

Terrace Park offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

476

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Terrace Park area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Terrace Park offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 45174

Advantages

  • High median income at $194,750, well above state average
  • Rural character with natural surroundings
  • Strong affordability with home prices around 2.7x median income
  • Small, tight-knit community atmosphere

Considerations

  • High cost of housing compared to state average
  • Limited access to urban amenities and services

Living in Terrace Park, OH 45174

Terrace Park offers a unique lifestyle in the heart of OH. This rural community provides residents with a close-knit community feel.

Suburban Lifestyle

Mix of residential calm and accessibility to urban amenities.

Family-Oriented

Good balance of schools, parks, and community services.

Upscale Amenities

Higher-end restaurants, boutiques, and services available.

Who Lives Here

Affluent professionals, executives, and established families with high educational attainment.

Lifestyle & Activities

Suburban residents seeking balance between community feel and access to urban conveniences.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 45174 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
2,165

2.2% of max (100,000)

Income Level
194,750

100.0% of max (150,000)

Housing Market
530,300

66.3% of max (800,000)

45.54

out of 100

Affordability

Fair

4.33

out of 100

Community Size

Below Average

100

out of 100

Economic Strength

Excellent

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Regional Hub

15-40 miles

25-60 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Varied regional climate

Seasonal Pattern

Four distinct seasons with typical North American weather patterns

Weather Highlights

  • Seasonal variety
  • Regional weather characteristics
  • Diverse outdoor activities
🏘️ Neighborhood Explorer

Discover Terrace Park Amenities

Everything you need, right in your neighborhood

Schools in Terrace Park, OH

Schools

12+ locations

Healthcare in Terrace Park, OH

Healthcare

8+ locations

Shopping in Terrace Park, OH

Shopping

50+ locations

Parks in Terrace Park, OH

Parks

15+ locations

📈 Comparative Analysis

How Does Terrace Park Stack Up?

See how ZIP 45174 compares to state and national averages

Income Comparison

This ZIP$195k
OH Average+8%
National Average+12%

Home Value Comparison

This ZIP$530k
OH Average+10%
National Average+15%

Ready to Explore More?

Compare Terrace Park with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 45174 in Terrace Park, OH (Hamilton) is a small community with approximately 2,165 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $194,750, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$530,300

Premium Market

Est. Monthly Rent

$2,121

Typical 2-3BR

Market Overview

The housing market in ZIP 45174 is high-value properties in a desirable location. With a median home value of $530,300, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $2,121/month for a 2-3 bedroom home. Given the rental costs, buying may be a strong option for long-term residents looking to build equity.

Jobs & Income

Median Household Income

$194,750

Per Year

Job Market

Terrace Park offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 45174 in Terrace Park, OH generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 45174, visit:

GreatSchools.org →

Is ZIP 45174 a Good Place to Live?

Whether ZIP code 45174 in Terrace Park, OH is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability
  • High-value, appreciating properties

Cons

  • Limited access to urban amenities
  • Premium pricing may limit affordability

The Bottom Line

ZIP code 45174 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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