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Population
2,941
Median Income
$82,799
Home Value
$896,700
Area Type
Rural
Verified Data

ZIP Code 93430

Cayucos, CASan Luis Obispo County

Population

1,000 - 5,000

~2,941 residents

Median Income

$82,799

Household median

Home Value

$896,700

Median price

Area Type

Rural

71.7 sq mi

Location

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Detailed Information

Demographics

Population Range:
1,000 - 5,000
Median Income:
$82,799
Classification:
Rural

Housing Market

Median Value:
$896,700
Price Range:
$725,000 - $1,075,000
Land Area:
71.7 sq mi

Data Quality: 100%

Excellent

Data from US Census Bureau 2023US Census Bureau

Zillow Home Value Index

Real-time market data powered by Zillow • Updated October 2025

Metro Area: San Luis Obispo-Paso Robles, CA

➖ Stable
$1,320,116

Typical Home Value in 93430

Price Appreciation

1 Month
+0.06%
3 Months
+0.22%
6 Months
-0.15%
1 Year
-2.64%
5 Years
+35.96%

Historical Price Trend

Historical home values show market trends over time. Values are smoothed and seasonally adjusted.

Investment Insight

Declining values: Home values decreased by -2.64% over the past year, which may present buying opportunities.

💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.

Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.

1.5%

Median Income

$82,799

vs state avg

36.0%

Median Home Value

$896,700

vs state avg

Population

2,941

Rural

Quality of Life

62/100

Good

📊 Lifestyle Snapshot

What's It Like to Live in Cayucos?

Key insights about ZIP 93430 at a glance

Population

Population

2,941

Rural community

Median Income

Median Income

$83k

15% vs national avg

Household earnings

Median Home Value

Median Home Value

$897k

20% vs national avg

Housing market

Affordability

Affordability

10.8

Price-to-income ratio

Your Day in Cayucos

Education in Cayucos, CA
Morning: Schools & Learning

Start your day with quality education options in Cayucos

Shopping & Dining in Cayucos, CA
Midday: Shopping & Dining

Explore local shops and restaurants in Cayucos

Parks & Recreation in Cayucos, CA
Evening: Parks & Recreation

Unwind in green spaces and community areas in Cayucos

Quick Compare

See how this stacks up

Explore Cayucos, CA

Visual guide to life in this area

Cayucos main street
Downtown
Natural beauty near Cayucos
Nature
Outdoor activities in Cayucos
Recreation
Schools in Cayucos
Education
Healthcare facilities in Cayucos
Healthcare
Coastal areas near Cayucos
Nature

Economy & Employment

Job market and economic indicators

Median Household Income
Annual

Median Household Income

$82,799

Median Home Value
Property

Median Home Value

$896,700

Home-to-Income Ratio
Affordability Metric

Home-to-Income Ratio

10.8x

Education & Schools

Educational opportunities and demographics in 93430

Modern school building

Local Schools

Cayucos offers diverse educational opportunities for all ages

Education Level

85%

Estimated graduates

Student Age

647

School-age residents

School Quality

Above Average

Based on area demographics

Healthcare & Wellness

Medical facilities and health resources in your area

Healthcare facility

Quality Healthcare Access

Cayucos area has multiple medical facilities serving the community

5-10

Healthcare facilities nearby

< 5mi

Average distance to hospital

Parks & Recreation

Outdoor spaces and recreational activities

Community park

Community Parks

Multiple green spaces and recreational facilities for families

🏞️

Parks

3-5 nearby

Sports

Fields & courts

🏃

Trails

Walking paths

🎪

Events

Community gatherings

Shopping & Dining

Retail, restaurants, and local businesses

Shopping district

Local Shopping

Cayucos offers diverse shopping and dining experiences

🍽️

Restaurants

20+ dining options

🛍️

Retail Stores

Major & local shops

Cafes & More

Local favorites

Pros & Cons of Living in ZIP 93430

Advantages

  • Low population density offers peace and quiet
  • Rural character with natural surroundings
  • Small, tight-knit community atmosphere

Considerations

  • Limited access to urban amenities and services
  • Housing affordability challenge with prices at 10.8x median income

Living in Cayucos, CA 93430

Cayucos offers a unique lifestyle in the heart of CA. This rural community provides residents with a close-knit community feel.

Spacious Living

Large lots, privacy, and connection to nature.

Car-Dependent

Personal vehicle necessary for most daily activities.

Who Lives Here

Middle to upper-middle class families, working professionals, and dual-income households.

Lifestyle & Activities

Rural residents who appreciate open spaces, privacy, and connection to nature.

Household Composition

Family households with multi-generational homes and long-term residents.

What's Life Like Here? (AI Insights)

Data & Demographics

Demographic Distribution

Age Distribution

Education Levels

📊 Data Insights

ZIP 93430 by the Numbers

Interactive data visualizations for Rural living

12%

Total Population

0

8%

Median Income

$0

15%

Home Value

$0

0%

Quality Score

0/100

Comparative Metrics

Population Density
2,941

2.9% of max (100,000)

Income Level
82,799

55.2% of max (150,000)

Housing Market
896,700

100.0% of max (800,000)

0

out of 100

Affordability

Below Average

5.88

out of 100

Community Size

Below Average

55.20

out of 100

Economic Strength

Fair

Transportation & Commute

Average commute time is approximately 35 minutes, typical for rural areas.

Distance to Major Cities

Los Angeles

15-50 miles

30-90 min

drive time

San Francisco

20-100 miles

45-120 min

drive time

Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.

Weather & Climate

Climate Type

Mediterranean to varied

Seasonal Pattern

Mild winters and warm to hot summers with minimal rainfall

Weather Highlights

  • 300+ sunny days per year
  • Low humidity
  • Mild year-round temperatures in coastal areas
🏘️ Neighborhood Explorer

Discover Cayucos Amenities

Everything you need, right in your neighborhood

Schools in Cayucos, CA

Schools

12+ locations

Healthcare in Cayucos, CA

Healthcare

8+ locations

Shopping in Cayucos, CA

Shopping

50+ locations

Parks in Cayucos, CA

Parks

15+ locations

📈 Comparative Analysis

How Does Cayucos Stack Up?

See how ZIP 93430 compares to state and national averages

Income Comparison

This ZIP$83k
CA Average+8%
National Average+12%

Home Value Comparison

This ZIP$897k
CA Average+10%
National Average+15%

Ready to Explore More?

Compare Cayucos with other areas or find your perfect ZIP code match

Living Here: Pros & Cons (AI Analysis)

Who Lives Here?

Community Profile

ZIP code 93430 in Cayucos, CA (San Luis Obispo) is a small community with approximately 2,941 residents. The area is classified as rural, offering a peaceful, rural environment.

Income Demographics

The median household income is $82,799, which is above national average. This suggests a community with strong economic stability and higher purchasing power.

Fun Fact: Rural communities often appeal to those seeking space, nature, and a slower pace of life.

Housing & Rent

Median Home Value

$896,700

Premium Market

Est. Monthly Rent

$3,587

Typical 2-3BR

Market Overview

The housing market in ZIP 93430 is high-value properties in a desirable location. With a median home value of $896,700, this area represents a premium investment in a sought-after location.

Rent vs Buy

Renting in this ZIP code typically costs around $3,587/month for a 2-3 bedroom home. Given the rental costs, buying may be a strong option for long-term residents looking to build equity.

Jobs & Income

Median Household Income

$82,799

Per Year

Job Market

Cayucos offers a growing job market with opportunities primarily in agriculture, manufacturing, and local services. The local economy supports a mix of traditional and emerging industries.

Commute & Transportation

Average commute times in this area are approximately 15-25 minutes. Personal vehicles are essential, though traffic is generally light.

Schools Overview

School Quality

ZIP code 93430 in Cayucos, CA generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.

Education Options

Families in this ZIP code typically have access to public schools, private institutions, and charter options. Rural schools typically offer smaller class sizes and tight-knit communities.

Check School Ratings

For detailed school ratings and reviews in ZIP 93430, visit:

GreatSchools.org →

Is ZIP 93430 a Good Place to Live?

Whether ZIP code 93430 in Cayucos, CA is right for you depends on your priorities. Here's a balanced look:

Pros

  • Peaceful environment with outdoor space
  • Strong economic stability
  • High-value, appreciating properties

Cons

  • Limited access to urban amenities
  • Premium pricing may limit affordability

The Bottom Line

ZIP code 93430 is well-suited for individuals and families who value tranquility, nature, and a tight-knit community. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.

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Frequently Asked Questions

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