Population
50,000 - 100,000
~56,333 residents
Median Income
$108,691
Household median
Home Value
$1,171,200
Median price
Area Type
Urban
1.1 sq mi
Location
Detailed Information
Demographics
- Population Range:
- 50,000 - 100,000
- Median Income:
- $108,691
- Classification:
- Urban
Housing Market
- Median Value:
- $1,171,200
- Price Range:
- $925,000 - $1,400,000
- Land Area:
- 1.1 sq mi
Data Quality: 100%
ExcellentData from US Census Bureau 2023 • US Census Bureau
Zillow Home Value Index
Real-time market data powered by Zillow • Updated October 2025
Metro Area: San Francisco-Oakland-Berkeley, CA
Typical Home Value in 94109
Price Appreciation
Historical Price Trend
Historical home values show market trends over time. Values are smoothed and seasonally adjusted.
Investment Insight
Declining values: Home values decreased by -1.47% over the past year, which may present buying opportunities.
💡 Note: Past performance doesn't guarantee future results. Consider local market factors, job growth, and development plans when evaluating real estate investments.
Zillow Home Value Index (ZHVI) data provided by Zillow Group. ZHVI represents the typical home value for homes in the 35th to 65th percentile range. Data is updated monthly and reflects market trends as of October 31, 2025.
Median Income
$108,691
vs state avg
Median Home Value
$1,171,200
vs state avg
Population
56,333
Urban
Quality of Life
74/100
Good
What's It Like to Live in San Francisco?
Key insights about ZIP 94109 at a glance
Population
56,333
Urban community
Median Income
$109k
Household earnings
Median Home Value
$1171k
Housing market
Affordability
10.8
Price-to-income ratio
Your Day in San Francisco
Start your day with quality education options in San Francisco
Explore local shops and restaurants in San Francisco
Unwind in green spaces and community areas in San Francisco
Quick Compare
See how this stacks up
Explore San Francisco, CA
Visual guide to life in this area
Economy & Employment
Job market and economic indicators
Median Household Income
$108,691
Median Home Value
$1,171,200
Home-to-Income Ratio
10.8x
Education & Schools
Educational opportunities and demographics in 94109
Local Schools
San Francisco offers diverse educational opportunities for all ages
85%
Estimated graduates
12393
School-age residents
School Quality
Above Average
Based on area demographics
Healthcare & Wellness
Medical facilities and health resources in your area
Quality Healthcare Access
San Francisco area has multiple medical facilities serving the community
5-10
Healthcare facilities nearby
< 5mi
Average distance to hospital
Parks & Recreation
Outdoor spaces and recreational activities
Community Parks
Multiple green spaces and recreational facilities for families
Parks
3-5 nearby
Sports
Fields & courts
Trails
Walking paths
Events
Community gatherings
Shopping & Dining
Retail, restaurants, and local businesses
Local Shopping
San Francisco offers diverse shopping and dining experiences
Restaurants
20+ dining options
Retail Stores
Major & local shops
Cafes & More
Local favorites
Pros & Cons of Living in ZIP 94109
Advantages
- High median income at $108,691, well above state average
- Urban amenities and walkability
- Urban location with easy access to services and entertainment
- Large, established community with diverse services
Considerations
- High cost of housing compared to state average
- High population density may mean less personal space
- Housing affordability challenge with prices at 10.8x median income
Living in San Francisco, CA 94109
San Francisco offers a unique lifestyle in the heart of CA. This urban community provides residents with abundant amenities and services.
Urban Living
High walkability with restaurants, shops, and entertainment within walking distance.
Public Transit
Likely access to public transportation options for commuting.
Upscale Amenities
Higher-end restaurants, boutiques, and services available.
Who Lives Here
Affluent professionals, executives, and established families with high educational attainment.
Lifestyle & Activities
Urban dwellers who value walkability, cultural amenities, and diverse dining and entertainment options.
Household Composition
Mix of singles, young couples, and small families in apartments and condos.
What's Life Like Here? (AI Insights)
Data & Demographics
Demographic Distribution
Age Distribution
Education Levels
ZIP 94109 by the Numbers
Interactive data visualizations for Urban living
Total Population
0
Median Income
$0
Home Value
$0
Quality Score
0/100
Comparative Metrics
56.3% of max (100,000)
72.5% of max (150,000)
100.0% of max (800,000)
0
out of 100
Affordability
100
out of 100
Community Size
72.46
out of 100
Economic Strength
Transportation & Commute
Average commute time is approximately 25 minutes, typical for urban areas.
Distance to Major Cities
Los Angeles
15-50 miles
30-90 min
drive time
San Francisco
20-100 miles
45-120 min
drive time
Note: Commute times are estimates and may vary based on traffic conditions, time of day, and specific locations.
Weather & Climate
Climate Type
Mediterranean to varied
Seasonal Pattern
Mild winters and warm to hot summers with minimal rainfall
Weather Highlights
- 300+ sunny days per year
- Low humidity
- Mild year-round temperatures in coastal areas
Discover San Francisco Amenities
Everything you need, right in your neighborhood
Schools
12+ locations
Healthcare
8+ locations
Shopping
50+ locations
Parks
15+ locations
How Does San Francisco Stack Up?
See how ZIP 94109 compares to state and national averages
Income Comparison
Home Value Comparison
Ready to Explore More?
Compare San Francisco with other areas or find your perfect ZIP code match
Living Here: Pros & Cons (AI Analysis)
Who Lives Here?
Community Profile
ZIP code 94109 in San Francisco, CA (San Francisco) is a major urban center with approximately 56,333 residents. The area is classified as urban, offering a vibrant city lifestyle.
Income Demographics
The median household income is $108,691, which is high-income area. This suggests a community with strong economic stability and higher purchasing power.
Fun Fact: Urban ZIP codes like this typically attract young professionals and families seeking proximity to jobs and amenities.
Housing & Rent
Median Home Value
$1,171,200
Premium Market
Est. Monthly Rent
$4,685
Typical 2-3BR
Market Overview
The housing market in ZIP 94109 is high-value properties in a desirable location. With a median home value of $1,171,200, this area represents a premium investment in a sought-after location.
Rent vs Buy
Renting in this ZIP code typically costs around $4,685/month for a 2-3 bedroom home. Given the rental costs, buying may be a strong option for long-term residents looking to build equity.
Jobs & Income
Median Household Income
$108,691
Per Year
Job Market
San Francisco offers a strong job market with opportunities primarily in tech, finance, healthcare, and professional services. The urban setting provides access to major employers and diverse career paths.
Commute & Transportation
Average commute times in this area are approximately 20-30 minutes. Public transportation options are typically available, including buses and metro systems.
Schools Overview
School Quality
ZIP code 94109 in San Francisco, CA generally features highly rated schools with strong academic programs. The area's excellent school ratings make it a top choice for families prioritizing education.
Education Options
Families in this ZIP code typically have access to public schools, private institutions, and charter options. Urban areas often provide specialized programs, magnet schools, and diverse educational resources.
Is ZIP 94109 a Good Place to Live?
Whether ZIP code 94109 in San Francisco, CA is right for you depends on your priorities. Here's a balanced look:
Pros
- ✓Access to jobs, amenities, and entertainment
- ✓Strong economic stability
- ✓High-value, appreciating properties
Cons
- ⚠Higher cost of living and noise
- ⚠Premium pricing may limit affordability
The Bottom Line
ZIP code 94109 is ideal for those who thrive in dynamic, fast-paced environments with easy access to culture and career opportunities. Consider visiting the area and exploring nearby neighborhoods to get a true feel for the lifestyle.
Frequently Asked Questions
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